Top Medicare Advantage Plans in South Carolina for 2025
In the realm of healthcare, three providers stand out in South Carolina for 2025: Humana, Aetna, and UnitedHealthcare.
Each offers Medicare Advantage plans that deliver quality service, holistic health focus, and expansive provider networks. A closer examination of each will reveal the unique benefits they offer.
Humana: High-Quality Service and Benefits
Humana has etched its name as a high-value provider in the healthcare sector, earning recognition for its high-quality ratings and good customer satisfaction. Offering numerous low-cost plans, they’ve made comprehensive coverage accessible to all 46 South Carolina counties.
Their options vary from Health Maintenance Organizations (HMOs) to Preferred Provider Organizations (PPOs), each designed to cater to different healthcare needs. Moreover, Humana champions equality, providing services without bias, thereby respecting and complying with federal civil rights laws.
Humana’s inclusive approach has solidified its position as a top provider, while Aetna’s holistic health approach appeals to a wide range of consumers.
Aetna: Holistic Health Focus
Aetna Medicare has carved a niche for itself by offering a holistic approach to health. Their Medicare Advantage plans surpass Original Medicare’s coverage, providing a comprehensive suite of benefits to their members.
Unique benefits may include the Resources for Living concierge service, helping members find local resources, and a SilverSneakers fitness membership, granting access to over 15,000 facilities nationwide.
This commitment to comprehensive health care coverage extends to all its members across South Carolina, underlining Aetna’s dedication to its members’ health and wellness. Yet, what does UnitedHealthcare bring to the healthcare table?
UnitedHealthcare: Nationwide Provider Network
UnitedHealthcare offers a range of UnitedHealthcare Medicare Advantage plans in South Carolina, including Medicare Advantage HMO, HMO-POS, and PPO plans, each with unique network and service specifics.
Their undeniable popularity as the most used Medicare Advantage plan provider highlights their strong member trust and extensive service usage.
What sets UnitedHealthcare apart are possible additional perks like:
These perks are designed for comprehensive coverage and convenience, ensuring members have the resources they need, when they need them, without compromising on care quality. A licensed insurance agent can help you navigate these options.
Comparing Top Medicare Advantage Plans in South Carolina
Not all Medicare Advantage plans are created equal. To make an informed decision, it’s crucial to compare the top plans based on:
Here’s a breakdown of these factors.
Cost Comparison
The cost of a Medicare Advantage plan is often a determining factor in the selection process.
This cost can vary significantly based on the plan and provider. For instance, Cigna offers low-cost premium Medicare Advantage plans in every South Carolina market, making it an attractive option for those seeking cost-efficient coverage.
Despite cost being a significant factor, the availability of plans in various counties is another important aspect of the selection process.
Availability by County
Availability of Medicare Advantage plans varies across South Carolina’s 46 counties, impacting residents’ access to plans based on their location. In 2023, 97 Medicare Advantage Plans were available in South Carolina.
Although a broad range of choices is available, keep in mind that costs tend to drop when utilizing services within the plan’s network and service area. Hence, your location plays a vital role in selecting a Medicare Advantage Plan.
Quality Ratings
The Centers for Medicare & Medicaid Services (CMS) assess Medicare Advantage plans using a star rating system, ranging from one star (poor performance) to five stars (excellent performance). These ratings indicate plan performance and service quality.
In 2025, no South Carolina Medicare Advantage plans reached the top score. Yet, many of Humana’s Medicare Advantage plans received a 4.5-star rating from CMS for their high-quality service.
These ratings position Humana’s plans among the top-performing Medicare Advantage plans in South Carolina, reflecting their commitment to quality service.
Customer Satisfaction
Customer satisfaction is a crucial factor when considering a Medicare Advantage plan. According to the 2023 J.D. Power U.S. Medicare Advantage Study, the average customer satisfaction score was 652 out of a 1,000-point scale.
Trust in the health plan and the ability to resolve complaints are highly correlated with plan members’ decisions to renew their plans. Furthermore, satisfaction is higher when members find it easy to find care and make use of digital tools provided by their Medicare Advantage plan.
