Best Medicare Advantage Plans Kansas 2025

Exploring the best medicare advantage plans in Kansas for 2025?

This guide cuts through the clutter to help you understand which options stand out in coverage, costs, and potential additional benefits.

Whether you’re new to Medicare Advantage or looking to switch plans, we provide a clear overview that aids your decision-making process without overwhelming you with jargon or excessive detail.


Key Takeaways

  • UnitedHealthcare, Aetna, and Humana have each been top Medicare Advantage Plan providers in Kansas in previous years, based on factors like comprehensive coverage, extensive medical services, and broad service areas.


  • When selecting a plan, Kansas residents should consider premium costs, out-of-pocket expenses, provider networks, and potential additional benefits such as dental and vision.


  • The selection of Medicare Advantage Plans usually varies by county in Kansas, with quality and costs often affected by regional availability. Our website helps you compare plans side-by-side.

Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET

Top Medicare Advantage Plans in Kansas for 2025

Among Kansas Medicare Advantage plans, certain ones have distinguished themselves previously. Picture this as a golden wheat field, with three towering silos representing UnitedHealthcare, Aetna, and Humana.


Largest medicare advantage plans



These insurers are giants in the field, known for offering comprehensive coverage and earning high CMS star ratings, a usually reliable sign of their quality and performance.

Many of their plans aim to provide reliable and comprehensive Medicare coverage for Medicare beneficiaries in Kansas.


Comparing Key Features of Top Kansas Medicare Advantage Plans

The right Medicare Advantage plan necessitates a meticulous comparison of crucial features that may be included, such as:


  • premiums
  • out-of-pocket expenses
  • provider networks
  • supplementary benefits


It’s akin to shopping for a new car, where you need to consider factors like cost, performance, and customer satisfaction.


Medicare advantage plans list



To select the most suitable Medicare Advantage plan, a thorough analysis of these key features is required:


  • Coverage and benefits
  • Network of doctors and hospitals
  • Prescription drug coverage
  • Cost-sharing (deductibles, copayments, coinsurance)
  • Extra benefits (dental, vision, hearing)
  • Quality ratings


By considering these factors, you can make an informed decision and choose the plan that best meets your healthcare needs.


Premiums and Out-of-Pocket Costs

In terms of premiums and out-of-pocket expenses, it’s about identifying a balance that aligns with your budget and healthcare requirements. Picture this as a seesaw, where you need to balance the weight of your monthly premiums with your potential out-of-pocket costs.

Out-of-pocket costs can vary depending on county.

Therefore, understanding these costs and how they can vary by location within Kansas is vital for managing your annual healthcare spending.


Provider Networks and Access

When selecting a Medicare Advantage plan, location is significant.

Just like you would want to live close to essential amenities, you likely want your Medicare Advantage plan to cover your preferred primary care doctors and specialists.

Understanding a plan’s referral and prior authorization rules is crucial, as they may affect access to specialist services and certain medical procedures. So, before settling on a plan, ensure it covers your preferred doctors and healthcare facilities, and understand the rules for using them.


Additional Benefits

Supplementary benefits potentially provided by some Medicare Advantage plans can be considered as a bonus, much like the cherry on top of a sundae. Medicare Advantage plans offer the same coverage as Original Medicare. Some may also provide additional benefits such as:


  • Prescription drug coverage
  • Dental coverage
  • Vision coverage
  • Hearing aids coverage


These additional benefits make the Medicare Advantage plans that include them a popular choice for many beneficiaries.

Therefore, when choosing a plan, consider these potential additional benefits that might align with your healthcare priorities.

Compare plans & rates for 2025

Enter Zip Code



Navigating the Kansas Medicare Advantage Landscape

Navigating through the Kansas Medicare Advantage landscape is akin to traversing the state’s varied geography.

From the rolling hills of the Flint Hills to the flat expanse of the High Plains, the landscape of Medicare Advantage plans in Kansas is varied. From HMO, PPO, to PFFS models, there’s usually a plan to suit every individual’s healthcare needs.


How many medicare advantage plans are there



Kansas residents are usually able to choose between multiple providers, such as:


  • UnitedHealthcare
  • Humana
  • Aetna
  • Blue Cross Blue Shield of Kansas


However, these plans vary regionally, influenced by ZIP code, which affects the availability of providers and plans in specific counties. To see what plans are available in your specific area, enter your ZIP code into our plan locator and comparison tool, which is on this page.


HMO Plans

Within the context of Medicare Advantage plans, HMOs tend to resemble a tight-knit community where each member has a specified role. Members are usually required to choose a primary care physician from within the plan’s network, and typically need referrals to see specialists.

While these plans may seem restrictive, they can potentially be beneficial for those who prefer a coordinated approach to their healthcare. However, they might restrict members from visiting out-of-network providers, with potential exceptions for emergencies.


What does aetna advantage plan cover


So, if you’re someone who values the familiarity of a dedicated primary care physician and a well-coordinated network of specialists, an HMO plan might just be your ideal choice.


PPO Plans

PPO plans can be compared to a vibrant city where you have the liberty to explore. They usually offer the flexibility for members to choose their healthcare providers from both within and outside the plan’s network.

Moreover, members often can see specialists without needing a referral, enhancing the convenience and speed of accessing healthcare. So, if you value flexibility and the freedom to choose your healthcare providers, a PPO plan might be your ideal match.


PFFS Plans

PFFS plans, also known as Private Fee-for-Service plans, can be equated to an open market where you have the flexibility to pick and choose your providers. They allow enrollees the freedom to use any Medicare-approved provider that accepts the plan’s payment terms without requiring a primary care doctor or specialist referrals.

However, providers usually have the discretion to decide on a visit-by-visit basis if they will accept the PFFS plan’s terms and may charge up to the amount Original Medicare would for some services. These plans independently determine their own payment structure and inform members of any changes to their costs annually.

So, if you value the freedom to choose your healthcare providers and don’t mind the variability in costs, a PFFS plan could be right for you.


County-Specific Medicare Advantage Plan Insights

Just as Kansas encompasses 105 unique counties, the array of Medicare Advantage plan offerings is equally diverse. Not all Medicare Advantage plans are available statewide; some are limited to specific regions or counties.

Furthermore, the quality and cost of Medicare Advantage plans can fluctuate considerably by county, influencing the value offered to its residents.


Best medicare plan for travelers



Hence, understanding these county-specific differences is crucial when choosing plans, considering both the types of service areas that plans cover and the county-by-county variation in plan quality and cost.


Top Plans by County

A five-star rating from CMS is an indicator of excellence for Medicare Advantage plans.

Kansas residents can determine the availability of these high-quality, five-star rated plans in their particular county by entering their ZIP code into our plan locator and comparison tool.


Comparing Costs Across Counties

The expenses associated with Medicare Advantage plans in Kansas, including monthly premiums and out-of-pocket costs, can significantly vary across urban, suburban, and rural counties.

Therefore, understanding these costs and how they can vary by location within Kansas is vital for managing your annual healthcare spending.

Tips for Choosing the Right Medicare Advantage Plan in Kansas

Choosing the right Medicare Advantage plan is akin to finding the optimal route on a road trip. You need to assess your healthcare needs, compare prescription drug coverage, and consider provider networks.


Aetna medicare advantage reviews



Each of these factors is crucial. Just like you wouldn’t embark on a road trip without considering the distance, fuel costs, and available amenities along the way, you shouldn’t select a Medicare Advantage plan without considering these crucial factors.


Assess Your Healthcare Needs

As you embark on your Medicare Advantage journey, the initial step involves evaluating the frequency of your medical service requirements. This is essential to determine the suitability of high-deductible versus low-deductible plans.

For individuals with higher healthcare utilization, selecting a plan with higher monthly premiums and low copayments/out-of-pocket limits may be beneficial. However, those with lower utilization may prefer plans with low premiums but higher out-of-pocket maximums and deductibles.

Therefore, understanding your healthcare needs and how they align with the cost structure of different plans is crucial in your decision-making process.


Compare Prescription Drug Coverage

Another important aspect to consider when selecting a Medicare Advantage plan is prescription drug coverage.

Comparing the formulary, or list of covered drugs, of each Medicare Advantage plan is important since formularies can differ significantly between plans. Also, consider the annual cost of prescriptions and if the total is expected to exceed the threshold for entering the Medicare donut hole or coverage gap.


Best medicare plan for mental health



Therefore, ensuring your medications are covered at an affordable cost is vital when choosing a Medicare Advantage plan.


Consider Provider Networks

Lastly, you should consider provider networks to ensure continued care with your preferred healthcare providers. You want to be confident that you can access quality care when you need it.

Ensure your preferred doctors and healthcare facilities are covered under your chosen plan, and understand the rules for using them. Also, if you travel frequently or live in multiple states throughout the year, finding a plan with a wider network or coverage in several locations is advisable.


Resources for Medicare Advantage Enrollment in Kansas

While navigating the Medicare Advantage landscape can be complex, Kansas residents fortunately have several resources at their disposal. By entering your ZIP code into our plan locator and comparison tool, which is on this page, you can find and evaluate the specific plans available to you. For more personalized assistance, contact one of our licensed insurance agents at 1-844-350-0776 (TTY user 711), from Monday to Friday, 8 AM to 9 PM EST.


Compare plans & rates for 2025

Enter Zip Code




In conclusion, choosing the right Medicare Advantage plan in Kansas is a journey that requires careful navigation. By examining top plans, comparing their key features, understanding different plan types, and considering county-specific insights, you can find a plan that fits your healthcare needs and budget.

Evaluate your healthcare needs, compare prescription drug coverage, consider provider networks, and use available resources to find the plan that will keep you healthy and financially secure on your healthcare journey.



Frequently Asked Questions


Which Medicare Advantage plan has the highest rating?

Humana has historically received high ratings, which are themselves indications of widespread availability and good customer satisfaction. Customers have reported better quality of health compared to other providers.


Why are people switching to Medicare Advantage Plans?

Many Medicare beneficiaries are going to Medicare Advantage plans because they tend to be less expensive than Medicare Supplement plans while providing comprehensive coverage.

What is the best overall Medicare Advantage plan in Kansas for 2025?

UnitedHealthcare’s AARP Medicare Advantage Choice Plan 2 has been widely praised for its comprehensive coverage and high CMS star rating.


Get Started Now

We can help make the process of finding the right Medicare Advantage plan easy.

To get started enter your zip code above to compare plans in your area, and even enroll online yourself!

Or, call us today to speak to one of our licensed insurance agents who can answer your questions and help find the best plan to fit your needs.

Compare Plans in Kansas by Company:



call now

Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET