Exploring the Top Medicare Advantage Plans in Missouri for 2025
If you reside in Missouri and are exploring your healthcare coverage options, knowing the top-performing Medicare Advantage plans is vital. To find the best Medicare Advantage plan to fit your needs, consider factors such as cost, coverage, and quality.

Historically top-ranking plans include:
- Aetna Medicare
- Anthem
- Blue Cross & Blue Shield
- Cigna
- Humana
- UnitedHealthcare
- Wellcare
Many of these plans will likely cater to cost-conscious beneficiaries, possibly offering essential benefits at a reduced expense. For those who rely on prescription medications, comprehensive drug coverage is a key consideration. For more information, consult our breakdown of Medicare prescription drug plan options that may include extensive prescription drug coverage.
Highlighting the Best Overall Medicare Advantage Plan
When aiming for the optimal overall Medicare Advantage plan for you, it’s necessary to weigh factors like the network coverage of your preferred doctors, hospitals, and pharmacies, the plan’s star rating, whether supplemental Medicare coverage is available, and the cost of the plan.
In Missouri, Aetna Medicare, Anthem, Blue Cross & Blue Shield, Cigna, Humana, UnitedHealthcare, and Wellcare are renowned for their comprehensive coverage, many of them offering extensive Medicare Advantage benefits to beneficiaries. In the past, the average premium cost for these top-rated plans has been $9.34 per month in 2024.
Identifying the Best Low-Cost Medicare Advantage Plan
When on the hunt for a budget-friendly Medicare Advantage plan, it’s important to take into account elements like:
- Monthly premiums
- Deductibles
- Copayments
- Maximum out-of-pocket expenses
Despite their affordability, many of these plans have historically offered essential benefits such as prescription drugs, dental, and vision coverage, as well as outpatient services.
Showcasing Plans with Comprehensive Prescription Drug Coverage
Prescription drug coverage is a major consideration for many beneficiaries.
The level of drug coverage is influenced by the plan’s formulary, which often categorizes medications into tiers or levels of coverage, each with a specific out-of-pocket cost.
In the past, the highest-rated plans in Missouri for comprehensive prescription drug coverage included plans from Aetna Medicare, Anthem, Blue Cross & Blue Shield, Cigna, Humana, UnitedHealthcare, and Wellcare.
Understanding Medicare Advantage Plan Types in Missouri
Missouri will likely offer a variety of Medicare Advantage plan types, each catering to specific healthcare needs and preferences.

Historically, popular choices among Missouri Medicare Advantage plans have included:
Comparing HMO and PPO Options
HMO and PPO plans constitute two categories of Medicare Advantage plans. Many HMO plans typically feature reduced expenses and require members to designate a primary care physician (PCP).
Conversely, many PPO plans generally involve higher costs but often provide broader networks and increased flexibility in selecting healthcare providers.
Special Needs Plans (SNPs) Overview
Those eligible for Special Needs Plans (SNPs) in Missouri must meet the criteria for one of the SNP types, such as Dual Eligible, Chronic Condition, or Institutional SNPs.
These plans often provide customized benefits to address specific chronic conditions, which may include additional services like telehealth and personal emergency response systems.