Best Medicare Advantage Plans Rhode Island 2025

When it comes to finding the best Medicare Advantage plans in Rhode Island 2025, clear and actionable information is key.

This article serves up a straightforward comparison of top plans by star rating, costs, and benefits, without any unnecessary jargon. Understand which plans offer the value and care you need to make an informed choice for your healthcare in the upcoming year.


Key Takeaways


  • Beneficiaries can choose from low-cost premium Medicare Advantage plans, and plans with low out-of-pocket costs, offering financial protection and comprehensive benefits including medication, dental, and vision coverage.


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Top Medicare Advantage Plans in Rhode Island for 2025

In 2025, a variety of Medicare Advantage plans, including most Medicare Advantage plans, are set to provide comprehensive healthcare coverage to Rhode Island residents.


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To find the best Medicare Advantage plan, it’s beneficial to analyze these plans using key parameters like high star ratings, low-cost premiums, and low out-of-pocket costs. By comparing these factors, you can identify the best Medicare Advantage plans tailored to your needs.


High Star Rating Plans

The Centers for Medicare & Medicaid Services (CMS) provide star ratings for Medicare Advantage plans, serving as a tool for beneficiaries to assess and compare the quality of health and drug plans available to them.

In 2025, while no Rhode Island Medicare Advantage Plans have received a perfect 5-star rating, there are several with 4.5-star ratings, reflecting their high quality.

These ratings are influenced by various factors, including the plan’s performance in different categories and the experience and stability of the company offering the plan. A greater star rating often correlates with a rise in enrollment, enhanced access to top-tier healthcare facilities, and elevated customer satisfaction among Rhode Island’s citizens.


Top Plans with Low Out-of-Pocket Costs

Medicare Advantage plans in Rhode Island with low maximum out-of-pocket costs provide financial protection for beneficiaries. These plans limit the highest amount an individual will be responsible for paying for covered services within a plan year, including Medicare Part A and Part B services.

Factors contributing to decreased out-of-pocket healthcare costs in these plans include health status and healthcare utilization, supplemental coverage and the associated premiums, as well as enrollee rebates utilized to lower premiums or improve benefits, such as prescription drug coverage.

Selecting such a plan can offer benefits like comprehensive medical, dental, and prescription drug coverage, limited out-of-pocket expenses for certain services, and additional benefits, all under one Medicare Part C plan.


Comparing Rhode Island Medicare Advantage Providers

While choosing a Medicare Advantage plan, it’s vital to evaluate both the plans and the providers who offer them. In Rhode Island, several providers offer a variety of Medicare Advantage plans, each with unique offerings and ratings.


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Gaining insights into the market and comparing these providers could assist Rhode Island residents in making a well-informed choice. High-rated providers like Blue Cross Blue Shield of Rhode Island have been recognized for their commitment to providing quality healthcare services and achieving high customer satisfaction scores.


Coverage and Benefits: What to Expect from Rhode Island Medicare Advantage Plans

Medicare Advantage plans in Rhode Island provide extensive coverage that frequently goes beyond the scope of Original Medicare. Some of the benefits of these plans may include:

  • Prescription drug coverage


  • Dental coverage


  • Vision coverage


  • Hearing coverage


These additional benefits ensure that beneficiaries have comprehensive coverage for their healthcare needs.

In addition to the benefits already included in Original Medicare, Rhode Island Medicare Advantage plans provide supplementary benefits such as dental coverage, including vision examinations and equipment.


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Also, they may have coverage for hearing services, which may include a $175/year allowance for dental and hearing copays and covered services.



As we’ve explored, selecting the right Medicare Advantage Plan is a critical decision that can significantly shape the quality and accessibility of your healthcare.

By understanding the various plan types, comparing providers and plans, and assessing your personal healthcare needs, you can make an informed decision that ensures you receive the care you deserve.

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Frequently Asked Questions


Which Medicare Advantage plan has the highest rating?

Humana has the highest rated Medicare Advantage plan for 2025, known for its quality, customer satisfaction, and availability. Current customers have reported better healthcare experiences compared to AARP/UHC.


What types of Medicare Advantage plans are available in Rhode Island?

In Rhode Island, you can find Medicare Advantage plans such as HMO, PPO, SNPs, and regional PFFS plans to choose from based on your healthcare needs.


How can I enroll in a Medicare Advantage Plan in Rhode Island?

You can enroll in a Medicare Advantage Plan in Rhode Island by filling out an enrollment form through online, phone, or in-person channels. Visit us at, or call us at 1-844-350-0776 (TTY user 711) Mon-Fri 8am-9pm Est.

Get Started Now

We can help make the process of finding the right Medicare Advantage plan easy.

To get started enter your zip code above to compare plans in your area, and even enroll online yourself!

Or, call us today to speak to one of our licensed insurance agents who can answer your questions and help find the best plan to fit your needs.

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Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET

Local Resources and Assistance for Rhode Island Medicare Beneficiaries

Numerous resources and organizations exist to aid Rhode Island’s Medicare beneficiaries in understanding their healthcare choices and making knowledgeable decisions about their coverage.

One of them is the Rhode Island SHIP (State Health Insurance Assistance Program), which offers comprehensive and impartial insurance counseling and support to Medicare beneficiaries.


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Additionally, for assistance with Medicare-related questions and support, the Rhode Island Department of Health’s Medicare assistance program can be contacted at (401) 784-8100.