Top-Rated Tennessee Medicare Advantage Plans for 2025
In the healthcare sector, quality remains paramount. In Tennessee, top-rated Medicare Advantage plans for 2025 are offered by leading providers such as:
Among these, the Tennessee HMO plan offered by Humana stands out with a 5-star rating. For those who require medication, the Humana Gold Plus H4461-025 (HMO) stands out with its exceptional prescription drug coverage.

These providers exemplify the excellence and varied options of the best Medicare Advantage Plans at your disposal in Tennessee.
Leading Providers with High Star Ratings
When selecting a Medicare Advantage plan, star ratings play a significant role. They provide beneficiaries with a measure of the quality of health and drug plans available to them. In Tennessee, Humana’s Medicare Advantage Plans hold a 5-star rating, making them a top choice for those seeking a high-quality Medicare plan.
Close behind is Blue Cross Blue Shield’s Tennessee Medicare Advantage Plans, which boast a 4.5 out of 5 stars rating, making them one of the most highly-rated Medicare Advantage plans in the state.
The high ratings clearly reflect the superior healthcare services rendered by these providers.
Plans with Exceptional Prescription Drug Coverage
Prescription drug coverage is a crucial aspect of a comprehensive healthcare plan. Medicare Advantage plans such as the Humana Gold Plus H4461-025 (HMO) may offer exceptional prescription drug coverage, with UnitedHealthcare and Wellcare also providing comprehensive coverage options for prescription drugs.
The Medicare prescription drug plan offered by these Medicare Advantage plans can significantly reduce prescription drug expenses and offer supplementary benefits like vision, dental, and fitness programs. By comparing different prescription drug plans, you can find the best option for your needs.
Wellcare’s Medicare Advantage Plans, in particular, provide a diverse range of beneficial supplementary perks, including coverage for outpatient drugs included in Medicare Part D.
Plans Boasting Comprehensive Additional Benefits
Medicare Advantage plans in Tennessee often go the extra mile by offering comprehensive additional benefits. These benefits, which include coverage for vision, dental, and hearing care, greatly enhance the value of Medicare Advantage Plans.
These comprehensive benefits, tailored to meet the diverse needs of Medicare beneficiaries, greatly enrich the overall healthcare experience, including access to Medicaid services.
Navigating Tennessee’s Medicare Advantage Plan Landscape
Apart from the top-rated plans, gaining a comprehensive understanding of the diverse Medicare Advantage plans in Tennessee is crucial. These include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Special Needs Plans (SNPs).

Each type of plan has its own unique benefits and drawbacks, and understanding these can help you make an informed decision when selecting a plan that best suits your healthcare needs and preferences.
Exploring Health Maintenance Organizations (HMOs)
Health Maintenance Organizations (HMOs) offer a network-based approach to healthcare. In an HMO, individuals access healthcare services from providers and facilities within the plan’s network.
While this approach can reduce healthcare costs, it does require referrals for specialized medical care and may limit your choice of healthcare providers.
Although these limitations exist, HMOs still offer an affordable and efficient choice for Medicare Advantage beneficiaries in Tennessee.
Understanding Preferred Provider Organizations (PPOs)
Preferred Provider Organizations (PPOs), on the other hand, offer more flexibility in choosing healthcare providers. While they generally entail higher out-of-pocket costs than HMOs, they provide the freedom to choose providers without referral requirements.
This means you can see any healthcare providers you prefer, whether they’re in-network or out-of-network.
However, using out-of-network providers may come with higher costs, it’s a trade-off that many find worth the extra expense for the added flexibility.
Special Needs Plans (SNPs) for Targeted Care
Special Needs Plans (SNPs) cater to individuals with specific health conditions or circumstances. These plans offer targeted care and benefits designed to meet the unique needs of their members.
They provide benefits covered under Medicare Part A and Part B, along with supplementary benefits like transportation and vision exams.
When it comes to healthcare, one size does not fit all, and SNPs exemplify this by providing specialized care for those with specific health conditions or circumstances.