Devoted Medicare Advantage Plans 2025

Selecting the right Medicare Advantage plans in 2025 can significantly impact your health and finances.

In 2025, Devoted Health’s range encompasses new options designed to meet diverse medical needs.

This overview of the Devoted Medicare Advantage plans 2025 cuts through the complexity, presenting the facts and features in an accessible way, so you can choose with confidence.

 

Key Takeaways

  • Devoted Health has expanded its Medicare Advantage Plans to cover 99 new counties in 2025, offering a variety of plans including HMO, PPO, and HMO D-SNP, addressing a wide range of healthcare needs with a high average rating of 4.63.

 

  • The Medicare Advantage Plans from Devoted Health offer comprehensive coverage, including hospital stays, skilled nursing, home health care, hospice care, preventive services, and mental health services. Prescription drugs are covered through a tier-based system which aids in managing healthcare expenses.

 

  • Devoted Health provides additional benefits in their Medicare Advantage plans such as dental coverage, an OTC benefit card, fitness and wellness programs, telehealth services, and a network of providers, while maintaining cost efficiency through in-network service utilization.

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Overview of Devoted Medicare Advantage Plans 2025

 

Devoted Medicare Advantage Plans 2025 Overview of Devoted Medicare Advantage Plans 2025

 

Devoted Health has expanded its footprint in 2025, offering Medicare Advantage Plans across 99 new counties spread over 13 states. Their plans include:

  • Devoted CHOICE (PPO)

 

  • Devoted CORE Daytona (HMO)

 

  • Devoted DUAL Daytona (HMO D-SNP)

 

  • Devoted DUAL PLUS Florida (HMO D-SNP)

 

  • Devoted ESSENTIALS

 

These plans provide comprehensive health coverage at a competitive plan’s premium.

Diverse in their approach, these plans cater to a wide range of healthcare needs, ensuring there’s a suitable plan for everyone. We will now explore the variety of plans available and the coverage they extend.

 

Plan Types

Devoted health offers an array of Medicare Advantage Plans, including HMO plans, PPO plans, and HMO D-SNP plans for 2025.

The HMO-POS plans, for instance, encompass various options, including Devoted CHOICE (PPO), Devoted CORE Daytona (HMO), Devoted DUAL Daytona (HMO D-SNP), Devoted DUAL PLUS Florida (HMO D-SNP), and Devoted ESSENTIALS, all of which have an average rating of 4.63.

Notably, Devoted Health also caters to special needs with their D-SNPs designed specifically for individuals who are eligible for both Medicare and Medicaid. These diverse plan types guarantee a suitable plan for every individual’s unique needs.

 

Coverage Offered

The coverage offered by Devoted Health’s Medicare Advantage Plans is impressively comprehensive, addressing an array of healthcare needs. The plans include coverage for:

  • Dental procedures such as dentures, crowns, and root canals

 

  • Hospital stays

 

  • Skilled nursing facility care

 

  • Home health care

 

  • Hospice care

 

These plans are designed to provide a safety net for a multitude of medical scenarios.

Moreover, the plans also cover:

  • Preventive care services

 

  • Mental health services, which include individual and group therapy, inpatient and outpatient mental health services, substance use disorder treatment, and prescription medications for mental health conditions

 

  • Emergency and urgently needed care

 

These are necessary assets in the face of unpredicted health issues, available upon request.

 

Prescription Drug Benefits

 

Devoted Medicare Advantage Plans 2025 Prescription Drug Benefits

 

A key component of the Devoted Health Medicare Advantage Plans is the coverage for prescription drugs, providing assurance in the face of high-cost specialty drugs.

The Medicare Advantage drug tier system at Devoted Health operates by categorizing Part D drugs into different tiers on their covered drug list, thus determining the cost of the drugs based on the tier they belong to.

This tier-based system not only ensures that necessary medications are covered, but it also helps members manage their healthcare expenses more effectively. For a more in-depth understanding of this process, we will examine the drug tiers and formulary changes.

 

Drug Tiers

Drug tiers in Medicare plans classify prescription drugs according to their cost and coverage. The tiers typically consist of:

  1. Preferred generic drugs

 

  1. Generic drugs

 

  1. Preferred brand drugs

 

  1. Non-preferred drugs

 

  1. Specialty drugs

 

The categorization of medications into different drug tiers is based on the cost and clinical effectiveness of the medications.

Lower tiers typically consist of less expensive medications with generic alternatives, while higher tiers consist of more expensive medications with brand-name or specialty alternatives.

The determining factors for the drug tier of a medication in Medicare Advantage Plans encompass the drug’s cost, its therapeutic value, and the availability of lower-cost alternatives. This tier system influences the cost sharing for drugs in Devoted Medicare Advantage Plans, thereby influencing the amount you pay.

 

Formulary Changes

Keeping up with the dynamic nature of healthcare, Devoted Medicare Advantage Plans for 2025 feature revised cost limits for specific Part B drugs and potential adjustments to the drug list, including the removal of drugs and the introduction of prior authorization or step therapy requirements.

These modifications are influenced by various factors, including the removal of drugs from the list, addition of prior authorization, implementation of step therapy requirements, setting quantity limits for specific drugs, and adjustments due to changes in the Medicare program itself.

Beneficiaries are kept informed about these changes through a comprehensive list of upcoming changes that is made available on the Devoted Health website. This guarantees that members can effectively strategize their healthcare needs and make well-informed health decisions.

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Additional Benefits and Services

 

Devoted Medicare Advantage Plans 2025 Additional Benefits and Services

 

In addition to the core coverage provided, Devoted Health’s Medicare Advantage plans also encompass supplementary benefits such as:

  • Dental coverage

 

  • A Food & Home card

 

  • Over-the-counter (OTC) items

 

  • Prescription drugs

 

  • Medical care

 

These additional benefits and services enhance the value of the plans, offering a holistic approach to healthcare.

These extended benefits not only address your immediate health needs but also your overall well-being.

For a more comprehensive grasp of these supplementary benefits, we will discuss the Over-the-Counter (OTC) Catalog, Fitness and Wellness Programs, and Telehealth Services offered, including accessibility for tty users.

 

Over-the-Counter (OTC) Catalog

The Devoted Medicare Advantage Plans provide an Over-the-Counter (OTC) benefit, enabling members to conveniently order OTC items through their OTC partner, OTC Health Solutions.

The OTC catalog provides members with the ability to view and buy approved items, with access being granted online, through plan documents, or by visiting standalone CVS, Navarro, or Longs Drug stores.

The products listed in the OTC catalog for Devoted Medicare Advantage Plans 2025 are available in the 2025 OTC Catalog, with additional information regarding the range of covered products can be accessed in the What to Know About Your Plan booklet for eligible plans. The OTC catalog undergoes regular updates to ensure that members have access to the most current selection of products available.

 

Fitness and Wellness Programs

Devoted Medicare Advantage Plans offer members access to a wide network of gyms and fitness centers nationwide, along with complimentary online classes. These programs encompass a range of classes such as Zumba and yoga, and benefits may also cover fitness trackers and gym equipment.

There are no additional fees for the fitness and wellness programs. Additionally, Devoted Medicare Advantage Plans offer a Wellness Bucks benefit that can provide coverage of up to $300 annually for wearables such as fitness trackers.

These fitness and wellness options set Devoted Health’s plans apart from others, offering considerable value for members seeking to uphold their health and wellness.

 

Telehealth Services

Embracing the evolving landscape of healthcare, Devoted Health’s Medicare Advantage plans offer a complimentary telehealth visit with an on-call provider and ongoing assistance from a dedicated team.

Members have the option to utilize telehealth services in a manner similar to in-person visits. If there is a copay associated with in-person visits, it also applies to telehealth visits.

These services ensure that no matter where you are, you have access to medical advice and support. Especially in times like the Covid-19 pandemic, these telehealth services have proven to be a vital asset in maintaining health and wellness.

 

Costs and Premiums

 

Devoted Medicare Advantage Plans 2025 Costs and Premiums

 

The expenses for Devoted Medicare Advantage Plans in 2025 mainly consist of the plan’s premium, with factors such as the scope of benefits included, the plan’s cost-sharing requirements, and the health status of the enrollees influencing the premium costs. Depending on the plan, the out-of-pocket maximums for Devoted Health’s Medicare Advantage plans in 2025 differ.

Comprehending these costs is pivotal for efficiently managing your healthcare expenses. We will now delve into these costs, focusing on the plan premiums and out-of-pocket maximums.

 

Plan Premiums

In 2025, the majority of Devoted Health Medicare Advantage plans (85%) have premiums. While most plans offer a $0 premium, the premium for 2023 was $164.90 per month and will increase to $174.70 in 2025.

Though specific premium differences between the various plan types are not provided, it is noted that 85% of Devoted Health Medicare Advantage plans have a premium.

These premiums ensure that you have access to a comprehensive range of healthcare services, providing peace of mind in the face of health uncertainties.

 

Out-of-Pocket Maximums

The out-of-pocket maximum in Devoted Health’s Medicare Advantage plans represent the maximum annual payment for covered Medicare medical services, excluding Part D prescription drug costs. After reaching this maximum, the health plan will cover 100% of the costs for covered benefits.

Though specific comparisons for Devoted Health’s plans were not provided, the average out-of-pocket limit for Medicare Advantage plans is $4,835 for in-network services. This provides a benchmark to assess the value offered by Devoted Health’s plans.

How to Enroll in a Devoted Medicare Advantage Plan

 

Devoted Medicare Advantage Plans 2025 How to Enroll in a Devoted Medicare Advantage Plan

 

To enroll in Devoted Medicare Advantage Plans, individuals must have Medicare and meet the criteria for one of the specified Medicaid programs. The enrollment process requires completion of the enrollment forms available on the Devoted Health website.

Enrollments can be made during the open enrollment period from October 15 through December 7, or during any applicable special enrollment periods.

The enrollment process is efficient and accessible, allowing you an effortless start to comprehensive healthcare coverage. We will now discuss the eligibility requirements and enrollment periods in greater depth.

 

Eligibility Requirements

To qualify for a Devoted Medicare Advantage Plan, an individual must:

  • Be a United States citizen or lawfully present in the U.S. and residing within the plan’s service area

 

  • Be 18 years of age or older

 

  • Be enrolled in Medicare

 

Additionally, individuals with diabetes, congestive heart failure, cardiovascular conditions, or who meet low-income or disability qualifications may be eligible for a Devoted Medicare Advantage Plan.

Special needs plans are available for individuals with certain diseases or characteristics. These eligibility requirements ensure that the benefits of Devoted Health’s plans are accessible to a wide range of individuals.

 

Enrollment Periods

The Initial Enrollment Period for Medicare Advantage plans spans over a seven-month period, encompassing the three months before, the month of, and the three months after the month an individual first becomes eligible for Medicare.

The Annual Enrollment Period for a Medicare Advantage Plan takes place from October 15th to December 7th each year, during which individuals can enroll in, switch, or drop Medicare Advantage plans.

Additionally, there are several enrollment periods that allow individuals to make changes to their Medicare Advantage plans. These include:

  • The Annual Enrollment Period (AEP), which runs from October 15th to December 7th each year

 

 

  • The Special Enrollment Period (SEP), which is triggered by certain life events such as signing up for Part A and/or Part B due to an exceptional situation or experiencing a loss of health coverage

 

These enrollment periods provide opportunities for Medicare Advantage enrollees to change plans or transition to traditional Medicare.

 

Provider Network and Access

Beneficiaries can access in-network providers in Devoted Health’s Medicare Advantage plans by utilizing Availity, an online platform that facilitates claim submission, member eligibility verification, enrollment for Electronic Remittance Advice (ERA), and access to electronic versions of important documents.

The in-network provider list for Devoted Health’s Medicare Advantage plans is comprehensive, encompassing various locations such as Alabama, Arizona, Colorado, Florida, Hawaii, Illinois, North Carolina, and Ohio.

Utilizing in-network providers for Devoted Health’s Medicare Advantage plans offers financial advantages and cost savings, rendering it a cost-efficient option for beneficiaries. Plans also enable access to out-of-network providers, as long as they accept Original Medicare and agree to provide care to Devoted Health members.

 

In-Network Providers

In-network providers within the framework of Devoted Medicare Advantage Plans are healthcare providers or facilities that are included in Devoted’s network of providers and have established discounted rates through negotiation.

To locate these in-network providers, beneficiaries can explore the provider directory on the Devoted Health website or use their search tool.

Using an in-network provider can yield significant benefits and cost savings, such as dental services coverage for procedures like dentures, crowns, and root canals, and supplementary benefits like allowances for grocery expenses.

The in-network provider list encompasses doctors, pharmacies, and facilities within specified counties in Alabama, Arizona, Colorado, and Florida.

 

Out-of-Network Access

In Devoted Medicare Advantage Plans, you are only able to consult out-of-network providers who accept Original Medicare and are willing to provide services to Devoted Health members. While this grants you the flexibility to access a wider range of providers, it’s worth noting that the costs for out-of-network care are equivalent to those for emergency care.

These costs are an important consideration when planning your healthcare needs. Overall, whether you choose in-network or out-of-network providers, Devoted Health’s Medicare Advantage Plans provide comprehensive coverage to meet your healthcare needs.

 

Summary

In essence, Devoted Health’s Medicare Advantage Plans for 2025 offer comprehensive coverage, with various types of plans to cater to different needs.

From the coverage of prescription drugs to the provision of additional benefits like fitness and wellness programs, these plans offer a holistic approach to healthcare.

Coupled with the option of in-network and out-of-network providers and a detailed understanding of the costs and premiums, these plans provide a robust framework for managing your healthcare needs.

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Frequently Asked Questions

 

What states is devoted Medicare Advantage in?

Devoted Health offers Medicare Advantage plans in 13 states, including Alabama, Arizona, Colorado, Florida, Hawaii, Illinois, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, and Texas.

 

What is the best Medicare Advantage plan for seniors?

The best Medicare Advantage plan for seniors can vary, but some options to consider are Humana, AARP/UHC, and BCBS for factors such as cost, popularity, and access to doctors. It’s important to compare and research these options to find the best fit for your individual needs.

 

What can devoted members expect after enrollment?

After enrolling with Devoted Health, members can expect to receive a welcome package containing a member card, comprehensive benefits guide, and information on accessing services. This package is typically received a few weeks after approval and confirmation.

 

How long has devoted insurance been around?

Devoted insurance has been around since 2017, when it was founded by brothers Ed and Todd Park. They have a background in health IT and have been in the industry for several years.

 

What types of Devoted Medicare Advantage Plans are offered for 2025?

For 2025, Devoted offers HMO plans, PPO plans, and HMO D-SNP plans for Medicare Advantage.

Medicare Advantage plans 2025 agents

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