Humana Medicare Advantage Plans Arizona 2025

Prepare for a comprehensive journey into the realm of Humana Medicare Advantage plans in Arizona for the year 2025.

This concise guide delivers current insights on “Humana Medicare Advantage Plans in Arizona 2025,” presenting details on plan options, associated costs, and the enrollment process.

Streamline your search with this article, providing everything necessary to navigate these plans and make informed choices with confidence.

 

Key Takeaways

  • Explore a diverse range of Humana’s Medicare Advantage plans specially crafted for Arizona in 2025. Choose from HMO, PPO, and PFFS plans, each offering unique features such as telehealth, preferred pharmacies, and expert care coordination services.

 

 

  • Enjoy the flexibility of Humana’s Medicare Advantage plans with customizable options. Tailor your coverage to match your individual needs, manage costs effectively through various allowances and benefits, and access support services for a personalized and enriched healthcare experience.

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Exploring Humana’s Medicare Advantage Offerings in Arizona for 2025

 

Humana Medicare Advantage Plans Arizona 2025 Exploring Humana's Medicare Advantage Offerings in Arizona for 2025

 

Humana’s Medicare Advantage offerings in Arizona for 2025 showcase a rich diversity, mirroring the varied needs of the state’s population.

Whether you prefer HMO, PPO, or prescription drug plans, Humana presents a robust selection tailored to accommodate a spectrum of healthcare needs and financial considerations.

The company’s dedication to serving Medicare beneficiaries is evident in its extensive plan options and the renewal of its Medicare contract.

In the year 2025, residents of Arizona will have access to a total of 155 Medicare Advantage plans, encompassing offerings from various providers, including Humana.

Amid this abundance of choices, Humana stands out for its unwavering commitment to delivering comprehensive healthcare coverage to all eligible individuals, irrespective of their origin, age, disability, or sex.

 

Plan Types and Options

Humana presents a diverse range of Medicare Advantage plan options, encompassing three distinct types: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Private Fee-For-Service (PFFS).

These Medicare Advantage plans are thoughtfully crafted to cater to the varied needs of Medicare beneficiaries, ensuring accessibility to a suitable Humana plan for everyone.

Within the portfolio of Humana Insurance Company, HMO and PPO plans deliver comprehensive coverage. HMO plans include services for Medicare Parts A and B, dental care, vision care, and hearing care.

On the other hand, PPO plans offer members increased flexibility in choosing healthcare providers, with a commitment to nondiscrimination based on factors such as disability, gender, or any other related considerations.

 

Premiums and Cost Sharing

When it comes to affordability, Humana’s Medicare Advantage plans in Arizona offer competitive premiums. The estimated average monthly premium for a Medicare Advantage plan in 2025 is anticipated to be $12.14, providing beneficiaries with a cost-effective option for the upcoming year.

Notably, 99% of those enrolled in Medicare Advantage Prescription Drug (MA-PD) plans are expected to have access to plans with no additional monthly premium, making it a financially advantageous choice for the majority.

In the year 2023, 73% of MA-PD plan enrollees did not incur any additional premiums, apart from the standard Medicare Part B premium of $164.90 per month. This affordability factor benefited a significant portion of beneficiaries.

On the contrary, 10% of enrollees paid at least $50 per month for MA-PD plans, highlighting the diverse cost-sharing options available to Medicare Advantage members.

 

Network and Provider Access

Ensuring accessibility is a pivotal consideration when selecting a Medicare Advantage plan. For the year 2025, Humana aims to provide Medicare Advantage plans in 90% of counties throughout Arizona, demonstrating a commitment to accessibility for all eligible individuals, regardless of age, disability, or sex.

It’s important to highlight that in specific areas, like Maricopa County, a sole provider is offering Medicare Advantage plans. While numerous options are available in the majority of Arizona, limited competition may be observed in certain regions.

 

Benefits Exclusive to Humana Plans in Arizona

 

Humana Medicare Advantage Plans Arizona 2025 Benefits Exclusive to Humana Plans in Arizona

 

In addition to the regular features, Humana’s Medicare Advantage plans distinguish themselves by providing exclusive premium benefits to their Medicare beneficiaries in Arizona. These unique advantages encompass enhanced health services and additional perks designed to address the diverse needs of individuals across various ages, disabilities, and gender.

Beneficiaries enrolled in Humana’s Medicare Advantage plans in Arizona benefit from an allowance for eligible groceries and over-the-counter products. Moreover, the Medicare Giveback Benefit extends financial relief to members, making Humana a compelling choice for Medicare beneficiaries seeking additional advantages.

 

Enhanced Health Services

Humana demonstrates its commitment to comprehensive healthcare by introducing enhanced health services into its offerings. Since 2020, Humana has integrated telehealth services into its Medicare Advantage plans, providing members with 24/7 access to medical doctors and scheduled consultations with behavioral health specialists.

Additionally, Humana strives to assist members in managing their prescription drug expenses by offering lower-cost preferred pharmacies.

Furthermore, Humana’s care coordination for Medicare Advantage HMO and PPO members in Arizona encompasses various services, including:

  • Telephonic care management at no additional cost
  • Support for routine healthcare
  • Access to relationship-based primary care through partnerships with entities like Iora Health

 

These services are meticulously designed to ensure that members receive personalized care tailored to their unique needs.

 

Extra Perks for Members

Humana’s Medicare Advantage plan members in Arizona enjoy a range of additional perks designed to enhance their healthcare experience. These perks include an over-the-counter allowance, allowing members to acquire eligible non-prescription items and health and wellness products.

Humana goes a step further by offering fitness programs, showcasing the company’s dedication to providing comprehensive health and wellness solutions.

In collaboration with partners like CenterWell Health Care Services, Humana extends supplementary benefits to its members. These benefits encompass an allowance for eligible expenses, extensive coverage for dental, vision, and hearing services, and transportation benefits.

Collectively, these benefits contribute to enriching the overall healthcare experience for Humana’s Medicare Advantage members.

 

Prescription Drug Coverage

Humana places significant emphasis on prescription drug coverage within its Medicare Advantage plans. In the year 2025, Humana will offer a range of prescription drug coverage options to ensure comprehensive support for the medication needs of its members.

To facilitate easy access to information, members can assess the coverage of their current medications through their MyHumana account or by utilizing Humana’s search tool. This enables them to conveniently review the list of covered drugs specific to their Medicare plan and understand the pricing for their prescribed medications.

Humana’s tiered prescription drug plan introduces a noteworthy feature – a $0 copay for a 30-day supply of Tier 1 medications at preferred pharmacies. This not only enhances affordability but also contributes to significant cost savings for Humana’s Medicare Advantage plan members.

Understanding Enrollment and Eligibility

 

Humana Medicare Advantage Plans Arizona 2025 Understanding Enrollment and Eligibility

 

Enrolling in a Humana Medicare Advantage plan in Arizona necessitates a clear understanding of the enrollment process and the associated eligibility requirements.

Eligible individuals must be enrolled in both Medicare Part A and Part B. The enrollment period also plays a pivotal role in the selection of the appropriate plan.

To enroll in Humana’s Medicare Advantage plans, individuals can take advantage of the Annual Election Period (AEP), which occurs from October 15th to December 7th. Additionally, those transitioning from another plan can utilize the Medicare Advantage Open Enrollment Period (OEP).

A thorough comprehension of these enrollment periods and their implications is essential for making well-informed decisions about one’s healthcare plan.


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Enrollment Periods

Enrollment in a Medicare Advantage plan, including those offered by Humana, is subject to specific enrollment periods. The Annual Election Period (AEP) occurs from October 15 to December 7, providing beneficiaries in states like CA, CT, DC, DE, and others the opportunity to choose or modify their Medicare Advantage plans for the upcoming year.

In addition to the AEP, there is the Open Enrollment Period (OEP), running annually from January 1 to March 31. During the OEP, individuals already enrolled in a Medicare Advantage plan can make changes, such as switching to another Medicare Advantage plan or returning to Original Medicare.

Special Enrollment Periods (SEP) are also available and may be accessible based on specific circumstances, such as relocating to a new address, losing other health coverage, or experiencing changes in the expression of transgender status.

 

Eligibility Criteria

Qualifying for a Humana Medicare Advantage plan extends beyond current Medicare enrollees and does not impose specific health condition requirements. However, individuals must meet certain criteria, such as being 65 years of age or older.

Alternatively, those under 65 can qualify if they have been receiving disability benefits from Social Security or the Railroad Retirement Board for a minimum of 24 months.

Additionally, eligibility requires individuals to be legal residents. It is crucial to comprehend these requirements to ensure that you fulfill the criteria for enrolling in a Humana Medicare Advantage plan.

 

How to Enroll

Enrolling in a Humana Medicare Advantage plan is a simple process with the following steps:

  1. Visit the Humana website or contact their customer service.
  2. Explore the available Medicare Advantage plans in your area, comparing benefits, costs, and coverage.
  3. Choose a plan and click ‘Enroll’.
  4. Fill out the enrollment form with your personal information, including your date of birth and Medicare details.
  5. Submit the form for confirmation.

 

For those opting to enroll by phone, you can contact Humana at 1-888-204-4062 (TTY: 711). Alternatively, in-person enrollment is possible at the Humana MarketPoint office located at 2231 East Camelback Road, Phoenix, Arizona.

Documentation, such as your Medicare card, proof of residency, and other forms of identification, may be required for enrollment.

 

Comparing Humana to Other Providers in Arizona

 

Humana Medicare Advantage Plans Arizona 2025 Comparing Humana to Other Providers in Arizona

 

The Medicare Advantage market in Arizona is competitive, featuring various providers offering plans. Humana stands out for its extensive benefits and impressive 4.5-star rating for its 2025 Medicare Advantage Plan, positioning it among the top-rated providers in the state.

In a parallel league, UnitedHealthcare also presents 4.5-star-rated Medicare Advantage plans in Arizona for 2025. Amidst this competitive landscape, Humana remains committed to excellence, emphasizing accessibility and coverage.

The provider offers comprehensive dental, vision, and hearing benefits, consistently earning commendable ratings for its Medicare Advantage plans.

 

Star Ratings and Member Satisfaction

The star ratings serve as a crucial benchmark for comparing Medicare Advantage providers, established by the Centers for Medicare and Medicaid Services (CMS). These ratings consider factors such as health outcomes, customer service, preventive care, and member satisfaction.

In the context of Arizona, Humana achieves a commendable CMS star rating of 4.3 out of 5 for the 2025 plan year. Although Arizona doesn’t have any 5-star-rated Medicare Advantage plans in 2025, Humana’s offerings hold a competitive edge with a rating of 4.5 stars.

This places Humana among the top-rated providers in the state, affirming the quality and competitiveness of its Medicare Advantage plans.

 

Plan Accessibility

Ease of access to Medicare Advantage plans is a pivotal aspect when evaluating providers. For the year 2025, Humana underscores its dedication to broad accessibility by extending its Medicare Advantage offerings to 90% of Arizona’s counties.

Yet, regional variations exist, notably in Maricopa County, where a sole provider offers Medicare Advantage plans, indicating restricted competition in specific areas. Despite such dynamics, Humana’s plans maintain their competitiveness and accessibility, presenting a variety of options tailored to meet the diverse healthcare needs of Medicare beneficiaries in Arizona.

Personalizing Your Plan: Customization Options

Humana’s Medicare Advantage plans stand out with a unique feature – the flexibility to tailor them to individual preferences. This encompasses potential savings on prescriptions, extra services, and the freedom to choose a doctor aligning with your medical requirements, whether they practice in MD, ME, MI, MN, or any other state.

Humana’s Medicare Advantage plans offer:

  • Customizable coverage options akin to commercial plans
  • Care management functionalities crafted to stabilize and reduce costs for plan sponsors
  • Supplementary benefits addressing coverage needs for routine and additional services

 

These plans emerge as a versatile and accommodating option for many individuals.

 

Tailoring Your Coverage

When it comes to customizing your Humana Medicare Advantage plan, various factors warrant consideration. These encompass:

  • Cost
  • Coverage
  • Network
  • Extra benefits
  • Member experience

 

By carefully weighing these factors and comparing the available plans, you can pinpoint a Humana plan that precisely aligns with your individual healthcare requirements, as the optimal Humana plan hinges on your specific needs.

Should you wish to modify your existing Humana Medicare Advantage plan, direct communication with Humana or utilizing the Open Enrollment period facilitates adjustments. Tweaking your plan can enhance its alignment with your healthcare needs, ensuring maximum value from your coverage.

 

Managing Costs

Effectively managing costs is a pivotal consideration in the choice and upkeep of a Medicare Advantage plan. Humana presents various avenues for cost management, including allowances for eligible groceries, over-the-counter products, and reduced expenses for prescription drugs.

Comprehending the significance of deductibles and out-of-pocket limits in cost management is equally vital. These elements establish the initial payment prior to coverage initiation and cap the total amount payable for covered services annually.

Grasping these aspects and leveraging in-network providers empowers Humana members to adeptly navigate and control their healthcare expenditures.

 

Support Services

Humana extends a range of support services to assist members in navigating their Medicare Advantage plan. These encompass customer care accessible through phone or chat, member support with access to resources, and diverse programs and services designed to promote overall health.

These offerings contribute to fostering a tailored and supportive healthcare experience for Humana members.

For individuals inclined to contact Humana, multiple options are at their disposal:

  • Phone: Access Humana’s customer service through the dedicated phone number.
  • In-person: A physical location at the Humana MarketPoint office in Phoenix, Arizona, facilitates in-person support.
  • Online and digital tools: Humana provides online and digital tools like Go365 and MyDirectives, empowering members to efficiently manage their plan and express their healthcare preferences.

Summary

In 2025, Humana presents an array of options within its Medicare Advantage plans in Arizona, catering to a spectrum of healthcare needs and budget considerations.

Renowned for its comprehensive offerings, competitive star ratings, and expansive accessibility, Humana emerges as a leading preference for individuals seeking Medicare Advantage plans in Arizona.

Whether the focus is on extensive coverage, cost-effectiveness, or personalized care, Humana’s Medicare Advantage plans emerge as a reliable choice.

 


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Frequently Asked Questions

 

What types of Medicare Advantage plans does Humana offer in Arizona for 2025?

Humana provides various Medicare Advantage plans in Arizona for 2025, including Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Private Fee-For-Service (PFFS) plans.

 

How can individuals enroll in Humana’s Medicare Advantage plans in Arizona?

Enrollment in Humana’s Medicare Advantage plans can be done during the Annual Election Period (AEP) from October 15th to December 7th. Additionally, the Medicare Advantage Open Enrollment Period (OEP) allows plan changes from January 1 to March 31.

 

What are the eligibility criteria for enrolling in Humana’s Medicare Advantage plans in Arizona?

To be eligible for enrollment, individuals must be 65 years of age or older or under 65 and receiving disability benefits for at least 24 months. Legal residency is also a requirement.

 

How does Humana customize its Medicare Advantage plans in Arizona?

Humana’s Medicare Advantage plans allow customization, offering potential prescription savings, additional services, and the choice of preferred doctors to suit individual healthcare needs.

 

What extra perks do members of Humana’s Medicare Advantage plans in Arizona enjoy?

Members benefit from an over-the-counter allowance, fitness programs, and additional perks through collaborations with healthcare service providers, enhancing their overall healthcare experience.

 

What are the cost management options provided by Humana’s Medicare Advantage plans in Arizona?

Humana offers various cost management options, including an allowance for eligible groceries, over-the-counter products, and lower costs for prescription drugs.

 

How does Humana support members in navigating their Medicare Advantage plans?

Humana provides support services through customer care via phone or chat, member resources, and online tools like Go365 and MyDirectives to manage plans and express healthcare preferences.

 

What is the CMS star rating for Humana’s Medicare Advantage plans in Arizona for 2025?

Humana’s CMS star rating for 2025 is 4.3 out of 5 stars, positioning it as one of the top-rated Medicare Advantage providers in Arizona.

 

How accessible are Humana’s Medicare Advantage plans in Arizona?

In 2025, Humana plans to offer Medicare Advantage plans in 90% of counties in Arizona, ensuring widespread accessibility for eligible individuals.

 

What sets Humana apart as a top choice for Medicare Advantage plans in Arizona?

Humana stands out due to its comprehensive offerings, competitive star ratings, and wide accessibility, making it a preferred option for those seeking extensive coverage, cost savings, or personalized care in Arizona.

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Speak with a licensed insurance agent

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