Humana Medicare Advantage Plans Idaho 2025

Embarking on the healthcare journey can be intricate, particularly when faced with the decision of selecting the optimal Medicare Advantage Plan.

In Idaho, Humana presents a variety of Medicare Advantage Plans, each will likely be tailored to deliver a spectrum of potential benefits that could be aimed at bolstering and enriching your health experience.

Let’s explore the details of these plans and the key considerations to weigh when determining the most suitable option for your needs.


Key Takeaways

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Compare the Best Humana Medicare Advantage Plans

Humana’s Medicare Advantage plans have been well-known for their extensive coverage and are accessible in various regions of Idaho, providing a range of options to accommodate diverse needs.

These plans are designed with individuality in mind, coming in different types such as HMO, PPO, and PFFS, each offering unique features and benefits that could be customized to address your specific health needs.

In addition to the fundamental benefits of Medicare Parts A and B, these plans could go above and beyond by potentially providing robust coverage that may include routine dental, vision, and hearing care. These possible benefits could make Humana a holistic healthcare solution for Medicare beneficiaries, as it could ensure comprehensive support for their health and wellness.


Types of Humana Medicare Advantage Plans

Humana presents a trio of primary Medicare Advantage plans tailored to diverse preferences: Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, and Private Fee-For-Service (PFFS) plans.

Take, for instance, the HumanaChoice PPO plan, strategically crafted to grant broader access to medical care across various states, including Idaho. While encompassing dental, vision, and hearing services, it typically comes with a higher monthly rate compared to other Humana plans.

In contrast, Humana’s Medicare Advantage HMO and PPO plans, often referred to as Medicare Advantage HMO PPO, follow the models of Health Maintenance Organization and Preferred Provider Organization.

Humana plans involve selecting a primary care physician and obtaining referrals for specialist care. The distinction between HMO and PPO plans lies in the potential for cost-effectiveness due to the managed care system, setting these plans apart from alternative Medicare Advantage choices.

The Private Fee-For-Service (PFFS) plan offered by Humana stands out for its flexibility, granting Medicare beneficiaries the freedom to choose any healthcare provider accepting the plan’s payment terms. This includes the advantage of accessing lower-cost preferred pharmacies.

This feature distinguishes the PFFS plan from other Humana Medicare Advantage options, providing members with the liberty to select healthcare services without being confined to a predefined network of providers.


Key Benefits and Features

Humana’s commitment to its members is reflected in the stellar quality ratings and positive customer satisfaction linked to its Medicare Advantage plans.

The commendable quality ratings are a result of the meticulous evaluation process conducted by the Centers for Medicare and Medicaid Services (CMS), establishing Humana as one of the premier providers of Medicare Advantage plans.

To further enhance customer satisfaction, Humana may offer additional benefits. These potential perks could include access to the SilverSneakers fitness program, discounted dental and vision care, and valuable resources for nutrition and weight management.

Humana Medicare Advantage plans may also present a comprehensive healthcare solution that could address not only your medical needs but may also prioritize your overall well-being through extensive coverage.


Comparing Humana Medicare Advantage Plans in Idaho

It’s essential to compare different Humana Medicare Advantage plans in Idaho to discover which plan best aligns with your distinct health profile. You can compare these plans by putting your zip code in the zip code box on this page or any page of this website.

Furthermore, considering the specific coverage and possible benefits offered by each plan is crucial, as the coverage and potential benefits may vary. This may include potential coverage for dental, vision, and hearing, in addition to the standard benefits of Medicare Parts A and B, which encompass preventive services.


Potential Costs

If you want to compare rates you can put your zip code in the zip code box on this page or any page of this website.

The costs for prescription drugs under Humana Medicare Advantage Plans in Idaho may vary depending on the specific plan and coverage. For information on the drugs covered by your plan and drug pricing, it is advisable to log in to MyHumana.


Possible Coverage and Benefits

Humana’s Medicare Advantage Plans in Idaho could offer an extensive range of coverage and benefits that may cater to diverse healthcare needs. These plans could include routine dental, vision, and hearing benefits, and possibly provide coverage  for prescription drugs and various medical services.

The majority of Humana Medicare Advantage Plans in Idaho may also include prescription drug coverage, and you can easily access information about covered drugs and their costs through MyHumana.

In addition to possible prescription drug coverage, all Humana Medicare Advantage Plans in Idaho could provide comprehensive benefits to Humana members. These potential benefits could include dental coverage, vision benefits that may cover routine exams, allowances for frames and lenses, and additional vision allowances that will likely accompany certain qualifying plans.

Moreover, some of these plans may offer coverage for hearing services, encompassing diagnostic exams, and could provide discounts on hearing aids and maintenance.


Enrollment Process for Humana Medicare Advantage Plans

Enrolling in a Humana Medicare Advantage plan is a simple process that involves meeting specific eligibility criteria and adhering to designated dates and deadlines.

To qualify for Humana Medicare Advantage Plans in Idaho, individuals must meet the eligibility criteria for Medicare, which includes being 65 years or older or meeting specific criteria for disability or end-stage renal disease if under 65.

Once you have confirmed your eligibility, you can initiate the application process by completing a form with your details, such as date of birth, address, and Medicare number. It is also crucial to stay informed about enrollment dates to ensure a smooth continuation of your plan.

Our licensed agents can provide comprehensive information, personalized guidance, and ongoing assistance to navigate the enrollment process for private insurance companies, making it easier for beneficiaries to make informed decisions about their healthcare. You can reach them at 1-844-350-0776 (TTY user 711) Mon-Fri 8am-9pm Est.


Eligibility Criteria

Eligibility for Humana Medicare Advantage Plans in Idaho is determined by various factors, excluding discrimination based on race, national origin, age, marital status,  disability, and sex.

To qualify, individuals must meet one of the following criteria:

  • Be 65 years or older


  • Have a qualifying disability if they are under 65


  • Have end-stage renal disease (ESRD) requiring dialysis or a kidney transplant


Additionally, enrollment in Medicare Parts A and B is essential. Individuals can complete enrollment by contacting one of our licensed agents at 1-844-350-0776 (TTY user 711) Mon-Fri 8am-9pm Est.

Individuals with employer-based insurance need to be aware that their company may require enrollment in both parts.

Your residence in Idaho may also impact eligibility for Humana Medicare Advantage Plans. The availability of plans could vary depending on your location, so it is advisable to input your zip code in the zip code box on this page or any page of this website to compare rates and to confirm the Medicare Advantage plans accessible in your area.


Important Dates and Deadlines

Enrolling in a Humana Medicare Advantage Plan involves specific dates and deadlines that require attention. The Annual Election Period (AEP) is a significant timeframe, running from October 15th to December 7th each year.

Within this period, beneficiaries have the opportunity to enroll in Humana’s Medicare Advantage plans.

Another important timeframe is the Medicare Advantage Open Enrollment Period (OEP), taking place annually from January 1 to March 31.

During this period, individuals can make changes to their Medicare Advantage plans, handle contract renewals, or transition back to Original Medicare. It’s crucial to mark these dates in your calendar to ensure you take advantage of these enrollment opportunities.


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Additional Resources for Idaho Residents

In addition to Humana’s Medicare Advantage Plans, individuals in Idaho may have access to a variety of supplementary resources to navigate their healthcare journey.

The State Health Insurance Assistance Program (SHIP) and Medicare Savings Programs are among these resources, providing essential assistance for Medicare-related inquiries and financial support. These programs aim to enhance the overall healthcare experience for Idaho residents.


State Health Insurance Assistance Program (SHIP)

The State Health Insurance Assistance Program (SHIP) in Idaho, also referred to as the Senior Health Insurance Benefits Advisors (SHIBA), delivers complimentary and unbiased support to Medicare beneficiaries, including access to free language interpreter services.

This program serves as a valuable resource, offering information on Medicare benefits, with counselors available for assistance through in-person meetings, phone consultations, or email correspondence.

Residents of Idaho can reach out to SHIP for Medicare-related assistance through various channels, including:

  • Contact the toll-free number 1-800-247-4422 during the operating hours of 8:00 AM to 5:00 PM Mountain Time.


  • Exploring the Idaho Department of Health and Welfare website.


  • Calling the dedicated helpline at 1-877-456-1233.


Medicare Savings Programs

Medicare Savings Programs, administered by the State of Idaho, could provide additional financial assistance to eligible individuals with limited income and resources.

Some of these programs may include the Qualified Medicare Beneficiary (QMB) Program and the Specified Low-Income Medicare Beneficiary (SLMB) Program.

These programs are aimed at helping qualified individuals manage specific Medicare costs and evaluate possible benefits and coverage that could be included  depending on the program and individual eligibility.

To apply for Medicare Savings Programs in Idaho, individuals can reach out to the Department of Health and Welfare at 1-877-456-1233 to request a mail-in application. Additionally, residents can access free Medicare counseling through Idaho’s SHIBA program by calling 800-247-4422.


Tips for Choosing the Right Humana Medicare Advantage Plan in Idaho

Choosing the right Humana Medicare Advantage plan involves more than just comparing premiums and coverage.

It entails a comprehensive evaluation of your healthcare requirements, a thoughtful examination of provider networks, and a detailed assessment of additional benefits, which may vary across plans.

To discover the most suitable Medicare Advantage plans, it is essential to carefully consider all these factors before making a decision.


Assessing Personal Health Care Needs

Before choosing the right Humana Medicare Advantage Plan, it’s important to evaluate your individual healthcare needs. This process includes:

  • Assessing your current and anticipated medical needs.


  • Reviewing prescriptions.


  • Considering preferred healthcare providers.


  • Comparing costs, including premiums and out-of-pocket maximums.


  • Examine any potential additional benefits that could be provided by the plan.


Prescription medication plays a crucial role in selecting a Medicare Advantage Plan in Idaho. It’s essential to choose a plan that includes the specific prescription drugs on its formulary, as most Medicare Advantage Plans may offer prescription drug coverage.

Specialist care is also a vital consideration when evaluating a Medicare Advantage Plan. This involves verifying the presence of a network of specialists, such as cardiologists, dermatologists, or orthopedic surgeons, that you may require.

It’s essential to confirm that the plan includes the specific specialists you need and that are conveniently accessible within the plan’s network.

You can compare plan rates by inputting your zip code in the zip code box on this page or any page of this website. For additional assistance, you can contact customer support services on the Humana website.


Considering Provider Networks

A provider network is a prearranged group of healthcare providers, encompassing doctors, hospitals, and other healthcare professionals.

This network plays a crucial role in determining the coverage of healthcare providers under a plan and may include various types, such as Health Maintenance Organization (HMO) or Preferred Provider Organization (PPO) networks. HMO plans in Medicare Advantage often offer reduced monthly premiums and lower out-of-pocket expenses, requiring members to designate a primary care physician.

On the other hand, PPO plans in Medicare Advantage typically involve higher monthly premiums but provide greater flexibility in selecting healthcare providers and do not mandate a primary care physician. These provider networks, operating under a Medicare contract, extend their services to Medicare Advantage members.

To confirm whether your preferred physician is within the Humana Medicare Advantage Plan’s network in Idaho, you can utilize the ‘Find Care’ tool on the Humana website. This tool allows you to search for providers within the Humana network and verify if your physician is included.

For those who prefer the flexibility to consult a specialist outside the provider network, Humana’s PPO (Preferred Provider Organization) plans to grant access to any Medicare-approved doctor, irrespective of their network affiliation.


Evaluating Possible Benefits

Considering the potential benefits is a key factor in identifying the most suitable Medicare Advantage Plan for your needs. Humana Medicare Advantage Plans in Idaho may offer supplemental benefits that could go beyond standard coverage.

These plans may include comprehensive coverage for dental, vision, and hearing needs.

The potential dental coverage in Humana Medicare Advantage Plans may include annual exams, two complimentary cleanings per year, dental X-rays once every 5 years, and potential coverage for services like fillings, dentures, and crowns.

In addition to possible dental benefits, Humana Medicare Advantage Plans in Idaho could offer vision coverage that may include routine exams, an allocation for glasses and lenses once every 12 months, and frames once every 24 months from the last date of service.

The potential hearing coverage in Humana Medicare Advantage plans could include the provision for the cost of one hearing aid per ear every three years, possibly covering the expense of the hearing aid itself. It’s important to note that some plans may have limitations on the number of hearing aids covered per year.



In conclusion, Humana’s Medicare Advantage Plans in Idaho could present a comprehensive healthcare solution designed to meet diverse needs.

By carefully considering your individual healthcare needs, assessing provider networks, and evaluating the potential additional benefits, you can identify a plan that ensures you receive the quality healthcare you deserve.

It’s important to recognize that the right plan goes beyond cost and coverage—it’s about finding a plan that aligns with your lifestyle and contributes to enhancing your overall well-being.


Frequently Asked Questions

What’s new with Humana in 2025?

The plans for 2025 have not been released yet, but make sure to check back to this article for updated information.


What are the advantages of Humana Medicare Advantage?

The advantages of Humana Medicare Advantage include a vast choice of doctors and medical offices and the potential for lower overall costs for individuals with complex medical needs. Humana may be more suitable for those with expensive treatments or tests.


Why would someone choose a Humana Medicare Advantage plan?

People will likely choose Humana Medicare Advantage plans for a variety of reasons, including the potential extended benefits and possible coverage for services not included in Original Medicare. With Humana plans, beneficiaries may be able to enjoy the convenience of comprehensive coverage and potential additional benefits that could address their specific needs.


Is it a good idea to switch to Humana Medicare Advantage?

Considering the potential extra benefits that could include prescription drug coverage, dental, hearing, and vision coverage, it may be a good idea to switch to a Humana Medicare Advantage plan.


What are the main differences between Medicare Advantage and Original Medicare?

Medicare Advantage plans provide an all-inclusive package of benefits, while Original Medicare offers more flexibility in terms of provider choice and authorization requirements.


What are the key features of Humana Medicare Advantage plans in Idaho?

Humana Medicare Advantage plans in Idaho may offer comprehensive coverage, and will likely combine hospital, doctor, and prescription drug services in one plan. With potential lower out-of-pocket costs compared to Original Medicare, these plans may also include additional benefits like dental, vision, and hearing services.

It’s essential to ensure network compatibility for flexibility in choosing preferred healthcare providers. Many plans in Idaho may emphasize preventive care through wellness programs, different from surrounding states like Montana. Find a suitable plan tailored to your specific healthcare needs.


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