Humana Medicare Advantage Plans New York 2025

Exploring Humana Medicare Advantage Plans 2025 New York? Discover some of the potential plan options, possible costs, and enrollment steps in this clear-cut guide.

Skip the confusion and equip yourself with the knowledge you need to navigate your Medicare coverage for the upcoming year. Find the best Medicare Advantage plans in New York for 2025.


Key Takeaways

  • Humana may introduce a variety of Medicare Advantage plans in New York for 2025, offering HMO, PPO, SNP, and PFFS options, that may also include routine dental, vision, and hearing benefits.


  • Some of these plans may include comprehensive dental coverage, prescription drug benefits with potential coverage for both generic and brand-name drugs, and possible access to lower-cost prescriptions through preferred cost-share pharmacies.


  • Humana’s Medicare Advantage plans are committed to diversity, featuring Special Needs Plans for diverse needs and high CMS ratings with 94% of plans in New York rated 4 or higher, also providing resources for both current and prospective members to support informed decision-making.


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Unveiling Potential 2025 Humana Medicare Advantage Plans in NY

As the year 2025 unfolds, Humana will likely include a range of Medicare Advantage plans for New York residents, including Medicare Advantage HMO PPO options. The plans include:

  • HMO (Health Maintenance Organization)


  • PPO (Preferred Provider Organization)


  • SNP (Special Needs Plan)


  • PFFS (Private Fee-for-Service)


These plans will likely be tailored to cater to diverse healthcare needs. Humana’s commitment to potentially providing comprehensive coverage may be evident in its expansion of Medicare HMO offerings to 140 locations.


Medicare plans


Embedded in some of these plans could be routine dental, vision, and hearing benefits, possibly ensuring you don’t have to compromise on any aspect of your health. This potential coverage may be designed to ensure Medicare beneficiaries receive a holistic healthcare experience.


Potential Key Features of Humana’s Medicare Advantage Plans

Understanding some of the unique features of Humana’s Medicare Advantage Plans may be important. From the possible inclusion of routine dental, vision, and hearing benefits to potential prescription savings and additional services, Humana could potentially ensure all-around healthcare coverage.

Here is a closer examination of some of these features.


Humana inc


Possible Dental Coverage Perks

A bright smile is a sign of good health, and Humana understands this. That’s why certain Humana Medicare Advantage plans may include routine dental services, such as:

  • Basic preventive care


  • Cleanings


  • X-rays


  • Fillings


  • Extractions


  • Dentures


  • Root canals


  • Crowns


  • Bridges


This could potentially ensure equal access to dental healthcare for individuals of all origin, age, disability, or gender; possibly providing a comprehensive service for everyone.

Compared to traditional Medicare, which generally doesn’t cover routine or preventive dental care, some of Humana’s Medicare Advantage plans may offer a significant advantage.

The company’s Medicare Advantage Network will likely be comprised of a wide range of dental providers, which could potentially include those within the HumanaDental Medicare Network.

However, the expenses for dental services will likely vary based on the service. Copays may apply for dental procedures like:

  • cleanings


  • fillings


  • crowns


  • extractions


  • root canal treatments


Prescription Drug Benefits

Humana recognizes the significance of prescription drugs in healthcare and provides coverage accordingly. The company’s Medicare Advantage Plans could potentially provide coverage for both generic and brand-name drugs, possibly ensuring that you could have access to the medications you need, regardless of your status military or veteran.

The potential costs for Part D premiums, deductibles, and copays may differ by plan within some of Humana’s Medicare Advantage Plans. After reaching their deductible, members could potentially pay reduced amounts.

However, it’s worth noting that some of the Humana Medicare Advantage Plans may not include coverage for Part D prescription drug costs during the catastrophic phase. This will likely set Humana apart from Original Medicare, which generally does not provide coverage for most prescription drugs.


Access to Lower Cost Preferred Pharmacies

Humana acknowledges the financial burden medication costs could impose on individuals. That’s why Humana may include a preferred cost-share pharmacy for certain Medicare Advantage Plans in NY.

These pharmacies may offer prescriptions at a reduced cost, possibly ensuring equal access to healthcare for everyone.

Utilizing these potential preferred cost-share pharmacies could allow you to obtain certain prescriptions at a lower cost than standard cost-share pharmacies.

This may lead to significant savings, particularly for long-term medications. Additionally, Humana will likely provide a Drug Discount program that may add potential reductions on medications that may not be included in your plan’s coverage, possibly ensuring equal access to healthcare for individuals of all ages.


Diversity in Coverage

Humana is committed to embracing diversity, and their Medicare Advantage Plans reflect this commitment. Humana’s Medicare Advantage Plans may offer Special Needs Plans (SNPs) that could potentially take a comprehensive approach to healthcare.


Humana medicaid


Regardless of race, national origin, or age, these plans could potentially provide more accessible and fair healthcare access. These plans may also potentially encompass supplementary benefits for dental, vision, and hearing.


Plan Ratings and Member Experiences

The reputation and member satisfaction of the provider are vital considerations when choosing a healthcare plan. In this regard, Humana stands tall. A whopping 94% of Humana Medicare Advantage plans in New York are rated 4 out of 5 stars or higher for 2023 by the Centers for Medicare & Medicaid Services (CMS).

These ratings will likely be influenced by changes in measure scores, and a plan with a 5-star rating is considered excellent. The high ratings may reflect the positive experiences of members in Humana’s Medicare Advantage Plans. Member experiences may be assessed through the implementation of a five-star quality rating system by CMS.

Moreover, Humana’s customer satisfaction with Medicare Advantage Plans is favorable in comparison to other providers.


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Comparing Potential Costs: Humana vs. Other Providers

When choosing a healthcare plan, one must include the possible cost as a critical factor. There will likely be several providers that could offer competitive Medicare Advantage plans in NY, such as:


  • Aetna


  • UnitedHealthcare


  • Cigna


  • Anthem


Humana’s Medicare Advantage plans in New York could potentially include:

  • Routine dental, vision, and hearing benefits
  • 20% copay for doctor visits


  • A potential Part B giveback benefit that could potentially lower the Part B premium cost


It’s important to consider these possible factors and compare them with other providers to make an informed decision.


Enrolling in a Humana Plan: What You Need to Know

Interested in joining the Humana family? Here are some key points to note. To qualify for a Humana Medicare Advantage Plan, individuals must be either 65 years or older, younger than 65 with a qualifying disability, or have end-stage renal disease (ESRD).


Aetna medicare advantage


Additionally, Humana does not discriminate based on national origin, age, disability, or any other protected status.

The enrollment process is straightforward. Just call one of our licensed agents at 1-844-350-0776 (TTY user 711) Mon-Fri 8am-9pm Est. They will be able to provide comprehensive information, personalized guidance, and ongoing assistance to navigate the enrollment process for private insurance companies, making it easier for beneficiaries to make informed decisions about their healthcare.


Potential Additional Services and Support

Humana will likely offer more than just coverage. They could potentially offer various wellness initiatives, prescription drug coverage, and a host of additional services that might enhance your healthcare journey.

Humana offers comprehensive customer service support. From answering frequently asked questions to providing management tools and maintaining a dedicated Group Medicare team focused on member empowerment, their support services are designed to ensure members fully utilize their plans.

They might also offer health education resources, possibly enabling healthcare providers to gain knowledge about some of the various plans that may be offered by Humana, such as:

  • Medicare Advantage


  • Commercial plans


  • Prescription drug plans


  • Medicaid plans


Maximizing Your Potential Benefits with Humana

To optimize your Humana Medicare Advantage Plan, make sure to fully utilize all available Original Medicare benefits, which could include hospital, medical, and prescription drug coverage. Additionally, take advantage of the possible coverage for services not typically covered by Original Medicare, such as dental, vision, and hearing.


United medicare


To maximize the prescription drug plans that could be within certain Humana Medicare Advantage Plans, utilize SmartSummary Rx, avail of convenient prescription delivery by mail, and explore potential prescription savings.


Navigating Networks: In-Network vs. Out-of-Network Care

In healthcare, discerning the difference between in-network and out-of-network care is vital. In some of Humana’s Medicare Advantage Plans, in-network care may refer to services that might be offered by healthcare professionals who have entered into a contract with the plan.

Out-of-network care will likely refer to services provided by healthcare professionals who have not entered into a contract with the plan. If you choose to use an out-of-network provider, you might incur higher charges and may be accountable for paying the remaining amount that your Humana plan does not cover.

One should be aware that HMO plans within Humana’s Medicare Advantage Plan do not offer out-of-network benefits. Consequently, there is no coverage for out-of-network claims, and individuals may be responsible for the entire cost of care.

Conversely, the plan may potentially cover in-network care, possibly offering members lower out-of-pocket expenses. To ascertain the in-network status of a provider within Humana’s plan, you can reach out to a Member Services specialist or utilize the online provider search tool provided on Humana’s official website.


Resources for Current and Prospective Members

Humana provides an abundance of resources for both existing and potential members. Current members can find educational resources regarding their plan on the Humana member website and utilize the interactive tools and resources accessible in the MyHumana section.

Prospective members can review the following on the Humana website:

  • Plan options


  • Potential prescription savings


  • Additional services


  • Potential coverage benefits


This plethora of resources and FAQs will likely aid in making informed Medicare decisions. Moreover, enrolled members can contact a dedicated customer service line at 800-4-HUMANA to seek any assistance they may need.


Navigating the world of healthcare may seem overwhelming, but with the right information and understanding, you can make informed decisions that benefit your health. Humana Medicare Advantage Plans 2025 in New York may offer a wide range of potential options, from HMO to PPO, SNP to PFFS, and cater to diverse healthcare needs.

Humana’s plans are inclusive, accessible, and may be designed to potentially offer comprehensive benefits.

From the possibility of routine dental, vision, and hearing benefits to potential prescription savings and additional services, Humana will likely ensure all-around healthcare coverage. With a high customer satisfaction rate and a commitment to ensuring equal access to healthcare for all, Humana is truly a leader in the healthcare industry.

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Frequently Asked Questions


What is new for Humana 2025?

In 2025, Humana Medicare Advantage plans may have dental, vision, and hearing benefits, potentially making it easier to find the best option for your needs.

Who has the best Medicare Advantage plans for 2025?

Humana is considered to have the best Medicare Advantage plans, with high ratings, good benefits, and no-monthly-cost plans, making it a top choice for most people. AARP/UnitedHealthcare and Kaiser Permanente are also good options for their popular plans and outstanding customer service.


What types of Humana Medicare Advantage Plans are offered in New York for the year 2025?

In New York for the year 2025, Humana offers HMO, HMO SNP, PPO, PPO SNP, and PFFS Medicare Advantage Plans.


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Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET