Humana Medicare Advantage Plans New York 2025

Exploring Humana Medicare Advantage plans 2025 New York? Discover essential updates on plan options, cost details, and enrollment steps in this clear-cut guide.

Skip the confusion and equip yourself with the knowledge you need to navigate your Medicare coverage for the upcoming year. Find the best Medicare Advantage plans in New York for 2025.


Key Takeaways

  • Humana has introduced a variety of Medicare Advantage plans in New York for 2025, offering HMO, PPO, SNP, PFFS options, along with routine dental, vision, and hearing benefits, and an increased number of $0 monthly premium plans.


  • The plans include comprehensive dental coverage, prescription drug benefits with coverage for both generic and brand-name drugs, and access to lower cost prescriptions through preferred cost-share pharmacies.


  • Humana’s Medicare Advantage plans are committed to inclusivity, featuring Special Needs Plans for diverse needs and high CMS ratings with 94% of plans in New York rated 4 or higher, also providing resources for both current and prospective members to support informed decision-making.

Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET

Unveiling 2025 Humana Medicare Advantage Plans in NY

As the year 2025 unfolds, Humana has rolled out a range of Medicare Advantage plans for New York residents, including Medicare Advantage HMO PPO options. The plans include:


  • HMO (Health Maintenance Organization)
  • PPO (Preferred Provider Organization)
  • SNP (Special Needs Plan)
  • PFFS (Private Fee-for-Service)


These plans are tailored to cater to diverse healthcare needs. Humana’s commitment to providing comprehensive coverage is evident in its expansion of Medicare HMO offerings to 140 locations.


Medicare plans



Embedded in these plans are routine dental, vision, and hearing benefits, ensuring you don’t have to compromise on any aspect of your health. Moreover, a 15% rise in Humana members will benefit from $0 monthly premium plans in 2025 compared to the previous year.

The coverage is designed to ensure Medicare beneficiaries receive a holistic healthcare experience.


Key Features of Humana’s Medicare Advantage Plans

Understanding the unique features of Humana’s Medicare Advantage Plans is important. From the inclusion of routine dental, vision, and hearing benefits to potential prescription savings and additional services, Humana ensures all-round healthcare coverage.

Here is a closer examination of these features.


Humana inc



Dental Coverage Perks

A bright smile is a sign of good health, and Humana understands this. That’s why all 2025 Humana Medicare Advantage plans include routine dental services, such as:


  • Basic preventive care
  • Cleanings
  • X-rays
  • Fillings
  • Extractions
  • Dentures
  • Root canals
  • Crowns
  • Bridges


This ensures equal access to dental healthcare for individuals of all origin age disability sex, sexual orientation, and gender identity or expression, providing a comprehensive service for everyone, regardless of their sex sexual orientation gender.

Compared to traditional Medicare, which generally doesn’t cover routine or preventive dental care, Humana’s Medicare Advantage plans offer a significant advantage.

The company’s Medicare Advantage Network comprises a wide range of dental providers, including those within the HumanaDental Medicare Network.

However, the expenses for dental services can vary based on the service, with monthly premiums for dental coverage ranging from $20 to $50 for an individual and $50 to $150 for a family. Copays may also apply for dental procedures like:


  • cleanings
  • fillings
  • crowns
  • extractions
  • root canal treatments


Prescription Drug Benefits

Humana recognizes the significance of prescription drugs in healthcare and provides coverage accordingly. The company’s Medicare Advantage Plans provide coverage for both generic and brand-name drugs, ensuring that you have access to the medications you need, regardless of your status military or veteran.

The costs for Part D premiums, deductibles, and copays differ by plan within Humana’s Medicare Advantage Plans. After reaching their deductible, members generally pay reduced amounts.

However, it’s worth noting that the 2025 Humana Medicare Advantage Plans do not include coverage for Part D prescription drug costs during the catastrophic phase. This sets them apart from Original Medicare, which generally does not provide coverage for most prescription drugs.


Access to Lower Cost Preferred Pharmacies

Humana acknowledges the financial burden medication costs can impose on individuals. That’s why they have designated preferred cost-share pharmacies under their 2025 Medicare Advantage Plan in NY.

These pharmacies may offer prescriptions at a reduced cost, ensuring equal access to healthcare for individuals of all expression transgender status marital situations.

Utilizing preferred cost-share pharmacies allows you to obtain prescriptions at a lower cost than standard cost-share pharmacies.

This can lead to significant savings, particularly for long-term medications. Additionally, Humana provides a Drug Discount program for reductions on medications that are not included in your plan’s coverage, ensuring equal access to healthcare for individuals of all ages.

Inclusivity in Coverage

Humana is committed to embracing diversity, and their Medicare Advantage Plans reflect this commitment. They offer Special Needs Plans (SNPs) that take a comprehensive approach to healthcare.


Humana medicaid



Regardless of race, color national origin age, these plans provide more accessible and fair healthcare access. By 2025, these plans will also encompass supplementary benefits for dental, vision, and hearing.

Moreover, Humana ensures accessibility for individuals with disabilities by providing:


  • Tailored coverage options
  • Accessible online resources
  • Communication assistance
  • Free language interpreter services
  • Support for all members to guarantee comprehensive access to healthcare, specifically tailored for individuals who require communication assistance, have limited English proficiency, or have different marital statuses.


Plan Ratings and Member Experiences

The reputation and member satisfaction of the provider are vital considerations when choosing a healthcare plan. In this regard, Humana stands tall. A whopping 94% of Humana Medicare Advantage plans in New York are rated 4 out of 5 stars or higher for 2025 by the Centers for Medicare & Medicaid Services (CMS).

These ratings are influenced by changes in measure scores, and a plan with a 5-star rating is considered excellent. The high ratings reflect the positive experiences of members in Humana’s Medicare Advantage Plans. Member experiences are assessed through the implementation of a five-star quality rating system by CMS.

Moreover, Humana’s customer satisfaction for Medicare Advantage Plans is favorable in comparison to other providers, with the highest score in Florida for customer satisfaction.


Compare plans & rates for 2025

Enter Zip Code



Comparing Costs: Humana vs. Other Providers

When choosing a healthcare plan, one must consider cost as a critical factor. In 2025, the average monthly premium for a Humana Medicare Advantage plan in New York is $30.79. This makes it an affordable option for many.

There are several other providers offering competitive Medicare Advantage plans in NY, such as:



Humana’s Medicare Advantage plans in New York for 2025 include:

  • Routine dental, vision, and hearing benefits
  • $240 annual deductible for Medicare Part B
  • 20% copay for doctor visits
  • Part B giveback benefit that has the potential to lower the Part B premium cost


It’s important to consider these factors and compare them with other providers to make an informed decision.

Enrolling in a Humana Plan: What You Need to Know

Interested in joining the Humana family? Here are some key points to note. To qualify for a Humana Medicare Advantage Plan, individuals must be either 65 years or older, younger than 65 with a qualifying disability, or have end-stage renal disease (ESRD).


Aetna medicare advantage



Additionally, Humana does not discriminate based on national origin, age, disability, or any other protected status.

The enrollment process is straightforward. Here are the steps to follow:


  1. Visit the Humana website.
  2. Review the plans offered in your area by entering your ZIP code.
  3. Select a plan.
  4. Follow the instructions to complete the enrollment form.
  5. Provide personal information such as date of birth, address, and the Medicare number as indicated on your government-issued Medicare card.


Additional Services and Support

Humana offers more than just coverage. They offer various wellness initiatives, prescription drug coverage, and a host of additional services to enhance your healthcare journey.

Humana offers comprehensive customer service support. From answering frequently asked questions to providing management tools and maintaining a dedicated Group Medicare team focused on member empowerment, their support services are designed to ensure members fully utilize their plans.

They also offer health education resources, enabling healthcare providers to gain knowledge about the various plans offered by Humana, such as:


  • Medicare Advantage
  • Commercial plans
  • Prescription drug plans
  • Medicaid plans


Maximizing Your Benefits with Humana

To optimize your Humana Medicare Advantage Plan, make sure to fully utilize all available Original Medicare benefits, such as hospital, medical, and prescription drug coverage. Additionally, take advantage of the coverage for services not typically covered by Original Medicare, such as dental, vision, and hearing.


United medicare



To maximize the prescription drug plans within Humana Medicare Advantage, utilize SmartSummary Rx, avail of convenient prescription delivery by mail, and explore potential prescription savings.

Certain Humana Medicare Advantage plans may offer extra benefits, including allowances for eligible groceries, over-the-counter products, utilities, and rent, thereby enhancing the value beyond standard prescription coverage.


Navigating Networks: In-Network vs. Out-of-Network Care

In healthcare, discerning the difference between in-network and out-of-network care is vital. In Humana’s Medicare Advantage Plans, in-network care refers to services offered by healthcare professionals who have entered into a contract with the plan.

Out-of-network care refers to services provided by healthcare professionals who have not entered into a contract with the plan. If you choose to use an out-of-network provider, you might incur higher charges and may be accountable for paying the remaining amount that your Humana plan does not cover.

One should be aware that HMO plans within Humana’s Medicare Advantage Plan do not offer out-of-network benefits. Consequently, there is no coverage for out-of-network claims, and individuals may be responsible for the entire cost of care.

Conversely, the plan does cover in-network care, offering members lower out-of-pocket expenses. To ascertain the in-network status of a provider within Humana’s plan, you can reach out to a Member Services specialist or utilize the online provider search tool provided on Humana’s official website.


Resources for Current and Prospective Members

Humana provides an abundance of resources for both existing and potential members. Current members can find educational resources regarding their plan on the Humana member website and utilize the interactive tools and resources accessible in the MyHumana section.

Prospective members can review the following on the Humana website:


  • Plan options
  • Potential prescription savings
  • Additional services
  • Coverage benefits


This plethora of resources and FAQs aids in making informed Medicare decisions. Moreover, enrolled members can contact a dedicated customer service line at 800-4-HUMANA to seek any assistance they may need.


Navigating the world of healthcare can seem overwhelming, but with the right information and understanding, you can make informed decisions that benefit your health. Humana Medicare Advantage Plans 2025 in New York offer a wide range of options, from HMO to PPO, SNP to PFFS, and cater to diverse healthcare needs.

Humana’s plans are inclusive, accessible, and designed to offer comprehensive benefits.

From routine dental, vision, and hearing benefits to potential prescription savings and additional services, Humana ensures all-round healthcare coverage. With a high customer satisfaction rate and a commitment to ensuring equal access to healthcare for all, Humana is truly a leader in the healthcare industry.

Compare plans & rates for 2025

Enter Zip Code



Frequently Asked Questions


What is new for Humana 2025?

In 2025, all Humana Medicare Advantage plans now offer dental, vision, and hearing benefits, making it easier to find the best option for your needs.


How much is Humana OTC allowance for 2025?

The Humana OTC allowance for 2025 is $100 quarterly, allowing you to purchase approved health and wellness products through their OTC mail order provider. Unused amount expires at the end of the quarter.


What is the Medicare premium for 2025?

The Medicare premium for 2025 is $174.70, which is an increase of $9.80 from 2023. This increase will affect about 62 million Part B enrollees.


Who has the best Medicare Advantage plans for 2025?

Humana is considered to have the best Medicare Advantage plans for 2025, with high ratings, good benefits, and no-monthly-cost plans, making it a top choice for most people. AARP/UnitedHealthcare and Kaiser Permanente are also good options for their popular plans and outstanding customer service.


What types of Humana Medicare Advantage Plans are offered in New York for the year 2025?

In New York for the year 2025, Humana offers HMO, HMO SNP, PPO, PPO SNP, and PFFS Medicare Advantage Plans.

Get Started Now

We can help make the process of finding the right Medicare Advantage plan easy.

To get started enter your zip code above to compare plans in your area, and even enroll online yourself!

Or, call us today to speak to one of our licensed insurance agents who can answer your questions and help find the best plan to fit your needs.

call now

Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET