2026 UnitedHealthcare Medicare Advantage Plans Near You

Overview of UnitedHealthcare Medicare Advantage

UnitedHealthcare is one of the largest Medicare Advantage carriers, with a vast provider network and multiple plan designs so beneficiaries can balance cost, flexibility, and coverage. Compared to Original Medicare alone, UHC MA plans often include extras, care coordination tools, and member rewards that support preventive care.

How to Find Plans in Your Area

• ZIP search: Use UHC’s plan finder to pull up plans by county.

• Filter smartly: Add your doctors, prescriptions, and preferred pharmacies to see real projected costs.

• Talk to a pro: If you’re unsure, a licensed agent can compare plans side-by-side in minutes.

Coverage Options & Popular Extras

Most UHC MA plans layer benefits on top of Parts A & B, such as:

• Dental, vision, hearing allowances and routine exams

• Fitness programs and wellness incentives

• Telehealth for routine, urgent, and behavioral care

• Care management and chronic-condition programs

UnitedHealthcare HMO Plans (Value & Coordination)

Why choose HMO:

• Often lower premiums and copays

• A chosen primary care provider coordinates care

• Referrals typically required for specialists

• Best for members whose providers are comfortably in-network

Many HMO designs add dental/vision/hearing, telehealth, and disease-management support.

• Premium: Some plans at $0 (Part B premium still applies)

• Deductibles & copays: Vary by plan and service type

• Medical OOP max: Annual cap that limits what you’ll pay for covered Part A/B services.

Build a total-year estimate: premium + expected copays/coinsurance up to the OOP max.

Most UHC MA plans include Part D:

• Formulary tiers for generics/brands

• Preferred pharmacies for lower copays

• Cost protections shaped by current Part D rules

Always run your exact medication list to avoid surprises

Enrollment Windows

• IEP: 7-month window around your 65th birthday (or Medicare eligibility)

• AEP: Oct 15–Dec 7 (changes take effect Jan 1)

• MA OEP: Jan 1–Mar 31 (if already in MA, switch once or return to Original Medicare)

• SEPs: Life events like moving or coverage loss may qualify you for a special window

UHC’s MA plans broadly score well on preventive care, digital tools, and network breadth, with some markets outperforming others. Use CMS Star Ratings plus your doctor and drug match to choose—local fit often matters more than a national average.

UnitedHealthcare Medicare Advantage plans for 2026 pair broad networks with strong extras—dental, vision, hearing, fitness, telehealth, and care coordination—across HMO and PPO designs. The right plan depends on your doctors, prescriptions, and budget, so compare locally and model your annual costs (not just the premium).

👉 Call 1-833-641-4938 to compare UnitedHealthcare Medicare Advantage MAPD plans for 2026. A licensed agent will review your doctors, meds, and pharmacies, estimate real annual costs, and help you lock in the best-fit coverage for the year ahead.