UnitedHealthcare Medicare Advantage Plans Florida 2025

Ready to find your ideal UnitedHealthcare Medicare Advantage Plans in 2025? Get straight to the heart of what matters: plan options, costs, and how to enroll.

This article strips away the complexity of Medicare, offering a concise overview to assist you in selecting a healthcare plan that aligns with your needs for the upcoming year. Learn about the best Medicare Advantage plans in Florida and enroll today!


Key Takeaways

  • The 2025 UHC Medicare Advantage plans in Florida maintain a wide variety of benefits including $0 copays for emergency care and preventive screenings with a selection of 613 Medicare Advantage plans available, reflecting consistency in plan options from previous years.


  • UnitedHealthcare’s specialized Dual Complete (HMO D-SNP) plan offers tailored care and additional benefits for individuals with both Medicare and Medicaid, including transportation to medical appointments and routine vision exams, enhancing the healthcare experience for dual-eligible individuals.


  • UnitedHealthcare revises Medicare Advantage plans annually, with the 2025 updates including a more streamlined member experience, improved benefits, a decrease in Part B premium, coverage changes in service areas and discontinuation of certain plans, as detailed in the Annual Notice of Change (ANOC).

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Exploring 2025 UHC Medicare Advantage Plans in Florida

A wide range of benefits is available in the 2025 UHC Medicare Advantage plans in Florida. The plans include the UHC MedicareMax Medicare Advantage FL-D004 (HMO D-SNP), UHC Dual Complete FL-D006 (HMO-POS D-SNP), UHC Dual Complete LP HMO-POS SNP, and UHC Preferred Medicare Assist HMO SNP.


United medicare



These plans provide 100% coverage for preventive care screenings and annual physical exams when utilizing in-network providers, $0 copay for emergency care, and additional enhanced benefits to improve member experience.

Even with the improvements, the quantity of plan options aligns with that of 2023, showcasing an appreciable surge in plan selections over recent years.

Florida offers a substantial selection with 613 Medicare Advantage plans available in 2025, including Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans.

The UnitedHealthcare Medicare Advantage plans are offered by UnitedHealthcare, a health maintenance organization. As a Medicare Advantage organization, these features and benefits make the Florida 2025 UHC Medicare Advantage plans a worthwhile consideration for anyone eligible for Medicare.


Get to Know the Dual Complete (HMO D-SNP) Plan

The Dual Complete (HMO D-SNP) Plan offered by UHC is a specialized Medicare Advantage plan designed for individuals with both Medicare and Medicaid.

This plan sets itself apart from other Medicare Advantage plans by offering tailored care and services to meet the needs of dual eligible beneficiaries. The summary of benefits for this plan can be found on the UnitedHealthcare website.

Qualifying for both Medicare and Medicaid along with holding a valid Florida Medicaid card are prerequisites for eligibility for the Dual Complete (HMO D-SNP) plan.

This plan provides additional benefits, like transportation to medical appointments and routine vision exams, that go beyond the coverage of Original Medicare, making it an attractive option for dual-eligible individuals.

The healthcare experience for dual-eligible individuals is enriched by the additional services offered by the UHC Dual Complete Plan, distinguishing it from other plans. To get your free dual, download our free dual plan guide.


Prescription Drug Coverage in UHC MA Plans

Typically, prescription drug coverage in UnitedHealthcare Medicare Advantage Plans includes extra benefits such as dental, vision, and fitness. The costs related to prescription drug coverage in UHC MA plans can vary depending on the plan, typically encompassing a monthly premium, deductible, copay, and coinsurance.


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According to their prescription drug costs, the drugs in the UHC MA plans formulary fall into various tiers. Knowing the tier of your drugs can help you anticipate your prescription drug costs and manage your budget better.

The comprehensive list of drugs covered under UHC MA plans in 2025, including Medicare Part D prescription drug coverage, can be accessed in the Prescription Drug Lists (PDLs) provided by UnitedHealthcare.

These lists are accurate as of January 1, 2025 and are subject to change, so it is important to check them regularly to stay updated.

Annual Notice of Changes and Plan Updates

Beneficiaries are informed of changes to Medicare Advantage Plans through the Annual Notice of Change (ANOC) letters, disseminated by UnitedHealthcare by September 30. These letters contain important information about changes to plan names, costs, and benefits for the upcoming year.

With the latest update being the launch of their 2025 plans, UnitedHealthcare revises their Medicare Advantage plans every year during the plan’s contract renewal. The 2025 plans offer:


  • A more streamlined member experience
  • Improved benefits
  • A decrease in the Part B premium
  • A reduction of service areas
  • The discontinuation of certain plans.


Some plans also offer additional coverage, such as a Medicare Supplement in comparison to Medicare Advantage, to help with the Medicare Part D coverage gap, providing further support to members who have high prescription drug costs.

Always remember to review the Annual Notice of Changes to ensure your plan continues to meet your needs.


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Enhancing Your Health with Additional Benefits

Beyond the scope of Original Medicare, UnitedHealthcare Medicare Advantage plans offer a broad array of benefits and initiatives. These include:


  • Coverage for hospital stays
  • Coverage for doctor visits
  • Dental services
  • Hearing services
  • Vision services


This comprehensive coverage, with its benefits features, can provide peace of mind and help you maintain your health by offering covered services, including urgent care.


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UnitedHealthcare provides Medicare Advantage members with an assortment of health and wellness programs, such as Rally Health, UnitedHealthcare Motion, UnitedHealthcare Rewards, and Renew Active.

Many of these plans also include a vision benefit, providing coverage for eye exams, glasses, and contact lenses. These wellness programs and benefits can help you stay active and healthy.

Mental health support is another critical aspect of overall health and well-being. UnitedHealthcare provides comprehensive mental health support for Medicare Advantage members, encompassing helplines, online resources, and coverage for therapy sessions conducted by qualified mental health professionals.

In addition, UnitedHealthcare provides telehealth services as part of the additional benefits for their Medicare Advantage plan members, facilitating convenient access to healthcare from the comfort of their homes.

Member Support and Resources

UHC Medicare Advantage Plans in Florida provide a nurse hotline for prompt health-related inquiries, and members can utilize a comprehensive provider directory by logging into their account or using the guest directory on the UHC website to find providers and coverage in their area, including the nearest emergency room.


What are the 5 star Medicare plans in Florida



This is a valuable resource for members who need immediate assistance or are looking for a healthcare provider.

Members can expect to receive wide-ranging support from a navigator, who will assist in managing their healthcare journey, delivering health-related information, resolving claims or billing concerns, and coordinating care.

In addition, UnitedHealthcare offers a variety of member resources, such as online tools and educational materials, to help members make informed decisions about their healthcare. To learn more about uhc, members can access these resources and tools.

Members are able to access support around the clock for health insurance plans through work, without any network restrictions. For technical issues, support is available daily from 8 a.m. to 8 00 pm local, 7 days a week.

Whether you need help understanding your plan benefits or navigating the website, support is just a phone call away at our toll free number, until 00 pm local time. For those who require assistance through a TTY service, please dial tty 711.


Ratings and Reviews: UHC Medicare Advantage Star Ratings

With 5 stars symbolizing exceptional quality, Medicare Advantage plans are rated on a scale from 1 to 5 stars. The current star rating for UnitedHealthcare Medicare Advantage plans, offered by UnitedHealthcare Insurance Company, is 4.0.


What is the best Medicare Advantage plan for 2025



These star ratings enable plan comparison based on performance and quality and consider factors such as quality of care and customer service.

There have been fluctuations in the star rating over the years, with fewer UnitedHealthcare plans earning 5 stars in 2025 compared to previous years.

However, a higher star rating signifies that UnitedHealthcare Medicare Advantage plans, and their affiliated companies, have received high ratings for service quality and effective care delivery, indicating superior overall performance of the plans.

Comprehending the star ratings can be an integral part of selecting a Medicare Advantage plan. It can offer insights into the plan’s performance and assist you in making a well-informed decision about your healthcare coverage.


Navigating Enrollment and Plan Renewal

Individuals are required to have Medicare Parts A and B to enroll in UHC Medicare Advantage Plans in Florida. They should be at least 65 years old, or under 65 and qualify based on disability or other special situation.

Additionally, to enroll in UHC Medicare Advantage Plans, it is necessary to have a list of your prescription medications, your Social Security number, and your Medicare card, if available.

Enrolling in a UHC Medicare Advantage Plan entails validating the plan’s Medicare contract renewal and assembling a list of your prescription drugs.

You can enroll in UHC Medicare Advantage Plans during the General Enrollment Period from January 1 to March 31 each year, or during the Medicare Annual Enrollment Period from October 15 to December 7.


How many Medicare Advantage patients are in Florida



Enrollment in UHC Medicare Advantage Plans can be done online. You can initiate the process by visiting the UnitedHealthcare website, where you will be prompted to enter your ZIP code to locate and complete the enrollment forms.

If you need assistance, customer support is available daily from 8 a.m. to 8 pm local time.


We’ve covered a lot of ground in this post – from exploring the various 2025 UHC Medicare Advantage Plans available in Florida, delving into the details of the Dual Complete (HMO D-SNP) Plan, understanding the prescription drug coverage, staying informed about annual changes and updates, enhancing health with additional benefits, finding helpful member support resources, reviewing the star ratings, to navigating the enrollment process and plan renewal options.

Every individual’s health needs are unique, and it’s essential to choose a plan that aligns with those needs. With their extensive range of benefits, comprehensive coverage, and member support, UnitedHealthcare’s Medicare Advantage plans are worth considering.

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Frequently Asked Questions


What are the changes for UnitedHealthcare in 2025?

In 2025, UnitedHealthcare is adding “Care Cash” benefit to several plans, offering $0 cost share for virtual visits, and removing the Doctors Plan network from their small business offering.

Additionally, on January 1, 2025, the plan name will change to UHC Dual Complete ME-S001 (PPO D- SNP), and new member ID cards will be mailed out.


What is the disadvantage of UnitedHealthcare?

The disadvantage of UnitedHealthcare is its middle-of-the-road customer satisfaction ratings, despite having a reasonably large network of providers. Consider this if access to a wide range of doctors and hospitals is important to you.


Is UnitedHealthcare Medicare Advantage a good plan?

Yes, UnitedHealthcare Medicare Advantage plans, particularly those offered through AARP, provide good coverage for complex health needs and chronic conditions, with extensive disease management programs to help beneficiaries.


What are the benefits of the 2025 UHC Medicare Advantage Plans in Florida?

The 2025 UHC Medicare Advantage Plans in Florida offer a wide range of benefits, including 100% coverage for preventive care and annual physical exams, $0 copay for emergency care, and enhanced benefits. These plans provide extensive coverage for various healthcare needs.


What is the Dual Complete (HMO D-SNP) Plan?

The Dual Complete (HMO D-SNP) Plan is a specialized Medicare Advantage plan for individuals with both Medicare and Medicaid, providing tailored care and services to meet their needs.

Get Started Now

We can help make the process of finding the right Medicare Advantage plan easy.

To get started enter your zip code above to compare plans in your area, and even enroll online yourself!

Or, call us today to speak to one of our licensed insurance agents who can answer your questions and help find the best plan to fit your needs.

Medicare Advantage plans 2025 agents

Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

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Mon-Fri : 8am-9pm ET