Top Medicare Advantage Plans for 2025
Choosing an appropriate Medicare Advantage plan is a process that relies heavily on personal needs, geographic location, coverage requirements, and affordability.
The top-rated Medicare Advantage plans, also known as the best Medicare Advantage plans, are offered by providers like UnitedHealthcare, Humana, Blue Cross Blue Shield, Aetna, and Anthem. Among these, many Medicare Advantage plans cater to the diverse needs of beneficiaries.
UnitedHealthcare, a national healthcare provider, ranks high with its extensive nationwide coverage and high prescription drug plan ratings. Humana is well-regarded for its comprehensive Medicare Advantage plans with affordable premiums and additional benefits.
Blue Cross Blue Shield offers geographically specific plans with above-average member experience and additional benefits.
Aetna provides comprehensive coverage options with additional benefits and various plan types. Anthem offers diverse plans with a focus on timely access to medically necessary healthcare services.
UnitedHealthcare
UnitedHealthcare offers Medicare Advantage plans with possible additional benefits. This added benefit sets UnitedHealthcare’s plans apart from many other Medicare Advantage plans, providing members with more comprehensive coverage.
In terms of its prescription drug plans, UnitedHealthcare has received high ratings, maintaining a 4 out of 5 rating from CMS in 2025. This rating is a testament to UnitedHealthcare’s commitment to ensuring that its Medicare Advantage members have access to the medications they need at affordable prices.
With insurance plans offered in all 50 states and boasting the largest Medicare Advantage network with over 1 million care providers, UnitedHealthcare exemplifies extensive nationwide coverage. This wide coverage makes UnitedHealthcare a top choice for many Medicare beneficiaries seeking the best Medicare Advantage plan for their needs.
Humana
Humana offers a wide range of Medicare Advantage plans, covering 89% of U.S. counties, ensuring extensive geographical coverage. The plan types include:
These plans cater to a variety of healthcare needs, including Medicaid services and medication therapy management.
One of the appealing factors about Humana’s Medicare Advantage plans is their affordability. In addition to affordability, Humana’s Medicare Advantage plans provide extensive additional coverage. Members may benefit from:
With an average star rating of 4.3 out of 5 for 2025, Humana’s Medicare Advantage plans are a commendable choice for many Medicare beneficiaries.
Blue Cross Blue Shield
Blue Cross Blue Shield’s (BCBS) Medicare Advantage plans offer a variety of types, including:
BCBS provides an established network of healthcare providers to ensure members can receive locally-targeted care, with the assistance of a licensed insurance agent.
BCBS is committed to comprehensive healthcare coverage, and the following benefits may be included in their Medicare Advantage plans:
With availability across 47 states and Puerto Rico, BCBS ensures a vast reach for potential members. The member experience for BCBS’s Medicare Advantage plans is consistently rated above average, adding another layer of appeal for potential enrollees.
Aetna
Aetna offers a variety of Aetna Medicare Advantage plans in 46 states and Washington, D.C., ensuring a wide coverage footprint. Possible benefits Atena offers may include dental, vision, and hearing.
Anthem
Anthem offers a variety of Medicare Advantage plans, including HMOs, PPOs, and Special Needs Plans to cater to different healthcare needs. These plans are focused on providing timely access to medically necessary healthcare services, minimizing delays, and avoiding denials.
Anthem provides Medicare Advantage plans to beneficiaries in 14 states, ensuring a wide coverage footprint. However, before choosing a Special Needs Plan with Anthem, it’s crucial to review the specifics of the plan’s network rules and referral requirements as they can significantly differ.