Top 5 Medicare Advantage Plans in Mississippi for 2025
With a plethora of options at your disposal, finding the best Medicare Advantage plan in Mississippi might seem daunting. But you’re not alone in this quest. To aid you, we’ve curated a list of the top five plans for 2025.
Each of these plans offers unique benefits, making them the preferred choice for many Mississippi residents.
At the helm of these best Medicare Advantage plans are:
- Humana Gold Plus H1036-151 (HMO), a plan recognized for its significant financial advantage with a $0 monthly premium
- AARP Medicare Advantage Choice H8768-029 (PPO), known for its affordable premium and free preventive care
- Aetna Medicare Freedom Plan H5521-218 (PPO)
- Cigna Preferred Medicare H4407-026 (HMO)
- UnitedHealthcare’s AARP Medicare Advantage Choice (PPO)
Each plan offers a unique blend of benefits to cater to your specific healthcare needs.
Humana Gold Plus H1036-151 (HMO)
The Humana Gold Plus H1036-151 (HMO) plan is a gold standard in Medicare Advantage plans in Mississippi. Why is it unique? It boasts a five-star rating from CMS and is the top-rated plan for 2025. Its achievements go beyond these accolades.
Beyond the prestige, the plan offers a substantial financial advantage with a $0 monthly premium. Primary care visits are offered at no cost, and prescription drugs are available at low prices.
To top it off, a comprehensive dental package makes it a standout choice among beneficiaries. With all these features, it’s no surprise that Humana Gold Plus continues to shine brightly in the realm of Medicare Advantage plans.
AARP Medicare Advantage Choice H8768-029 (PPO)
Following the Humana Gold Plus is the AARP Medicare Advantage Choice H8768-029 (PPO) plan.
This value-for-money plan delivers a multitude of benefits without straining your finances. With a moderate monthly premium of $40 and an annual deductible of $295, it’s a pocket-friendly choice for many beneficiaries.
But the affordability doesn’t compromise the quality of services. The plan comes with an out-of-pocket maximum of $6,700, ensuring you’re protected from high healthcare costs.
Moreover, preventive care and diagnostic procedures are included at no extra cost, making it an attractive choice for those seeking comprehensive coverage at an affordable cost.
Aetna Medicare Freedom Plan H5521-218 (PPO)
Another top-ranked Medicare Advantage plan in Mississippi is the Aetna Medicare Freedom Plan H5521-218 (PPO). Its emphasis on choice freedom and comprehensive coverage makes it a favorite among beneficiaries.
One of the standout features of this plan is its extensive inpatient hospital coverage, including mental health services.
Prescription drugs are offered at an affordable rate, ensuring you don’t have to worry about high medication costs. Additionally, the plan provides hearing, dental, and vision services, showcasing its commitment to overall wellness.
With all these benefits, the Aetna Medicare Freedom Plan is truly a symbol of healthcare freedom.
Cigna Preferred Medicare H4407-026 (HMO)
For those prioritizing zero-cost services, the Cigna Preferred Medicare H4407-026 (HMO) plan could be your ideal fit. Its range of zero-cost services across various care options has won the hearts of many Mississippi residents, making it a popular choice among those considering Original Medicare alternatives.
Primary and specialist care services are offered at no additional cost under this plan. But the benefits don’t stop there. The plan extends its zero-cost benefits to preventive care, lab services, and hearing exams.
This comprehensive range of zero-cost services significantly enhances the value proposition of the Cigna Preferred Medicare H4407-026 (HMO), making it a top choice among Medicare Advantage plans.
UnitedHealthcare’s AARP Medicare Advantage Choice (PPO)
Rounding up our list is the UnitedHealthcare’s AARP Medicare Advantage Choice (PPO) plan, offered by one of the leading private insurance companies. Its distinctive mix of affordability and extensive coverage has made it a favorite among numerous beneficiaries.
One of its notable features is the low maximum out-of-pocket costs, offering financial protection against high healthcare costs.
The plan also delivers seven core benefits to its members, ensuring a broad range of healthcare needs are covered. Moreover, prescription drug coverage is a key element of this plan, offering peace of mind for those with ongoing medication needs.
With all these features, UnitedHealthcare’s AARP Medicare Advantage Choice (PPO) stands as a robust contender in the realm of Medicare Advantage plans.