Humana Medicare Advantage Plans Mississippi 2025

If you’re looking for Humana Medicare Advantage Plans in Mississippi for 2025, you’ve come to the right place. Our guide may cut through some of the complexity to present the essentials of Humana’s HMO and PPO plans, including potential prescription coverage and enrollment tips for the coming year.

Simple and direct, this could be the information you might need to make an informed decision about choosing the right Humana Medicare Advantage Plan.


Key Takeaways

  • Humana will likely be expanding Medicare Advantage Plans in Mississippi, potentially offering personalized care at CenterWell facilities, and could provide an array of specialized plans, potentially including options for those with unique needs such as dual-eligibles and veterans.


  • Humana’s Medicare Advantage Plans may cover prescription drugs, with some plans potentially including this benefit, and may have stand-alone prescription drug plans that could be paired with Medicare Advantage. Additionally, there may be lower-cost options at preferred pharmacies, especially in urban areas.


  • Enrollment into Humana plans is available during the Annual Enrollment Period or upon qualifying events, and members will likely have access to extensive support services as well as possible additional benefits, such as worldwide emergency coverage and an over-the-counter medication allowance.


Compare plans & rates for 2025
Enter Zip Code


Exploring the Possible Humana Medicare Advantage Plans in Mississippi for 2025


Humana Medicare Advantage Plans Mississippi 2025 Exploring Humana Medicare Advantage Plans in Mississippi for 2025


Humana, a leading player in the healthcare industry, consistently strives to improve access to quality care, especially for seniors. With its expansion plans in Mississippi in 2023, Humana will likely continue to aim to enrich the primary care experience for seniors through its comprehensive care model at CenterWell and may provide personalized care plans and holistic wellness.


Understanding Medicare Advantage HMO vs PPO

When choosing a Medicare Advantage Plan, it’s essential to understand the difference between Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans. Humana provides both options, but each has its unique features.

An HMO plan requires choosing a primary care physician and getting referrals to see specialists, while a PPO plan offers more flexibility. It allows members to see any healthcare provider that accepts the plan without requiring a referral.


The Importance of Medicare Contract Renewal

One crucial aspect to consider when choosing a Medicare Advantage Plan will likely be the annual contract renewal with Medicare. This renewal could affect the availability and specifics of certain Humana plans, as most Humana plans will likely depend on the contract renewal.

It’s important to remember that enrollment in Humana Medicare Advantage Plans is contingent on this annual contract renewal.


Navigating Prescription Drug Coverage


Humana Medicare Advantage Plans Mississippi 2025 Navigating Prescription Drug Coverage


Prescription drug coverage is an essential part of any healthcare plan. Some of Humana’s Medicare Advantage plans in Mississippi may include prescription drug coverage as part of the plan benefits.

However, the potential costs, coverage, and possible benefits of prescription drug coverage will likely vary based on location within Mississippi.


Possible Stand-Alone Prescription Drug Plan Options

A potential addition to the integrated prescription drug coverage in some plans, Humana may also provide stand-alone prescription drug plans. Some of these plans could be combined with Medicare Advantage Plans, potentially offering an added layer of flexibility for Mississippi residents.

Moreover, enrollees can utilize Humana’s online pharmacy directory to potentially find preferred pharmacies that may offer lower-cost options compared to other providers.


Lower Cost Preferred Pharmacies in Urban Areas

Humana’s network might include lower-cost preferred pharmacies in urban areas of Mississippi, which could offer more affordable prices for prescription drugs. However, it’s essential to note that some of these lower costs may not be available at all pharmacy locations accessed by plan members.


Specialized Plans for Unique Needs

Humana recognizes that healthcare needs vary greatly among individuals. Therefore, Humana could offer an array of specialized Medicare Advantage Plans that may cater to the unique healthcare needs of diverse Medicare beneficiaries, including served Medicare beneficiaries.

This could include Medicare Advantage members with Dual Eligible Special Needs Plans (D-SNPs) for those eligible for both Medicare and Medicaid, as well as plans that will likely be designed in partnership with USAA for military service personnel and veterans.


Dual Eligible Special Needs Plans

Humana may offer Dual-Eligible Special Needs Plans (D-SNPs) designed to help simplify the healthcare experience for individuals who qualify for both Medicare and Medicaid. These specialized plans will likely aim to streamline the coordination of potential benefits and services for dual-eligible individuals.


Humana USAA Honor Plans

Humana’s commitment to serving veterans and their families is evident in its partnership with USAA. Some Humana USAA Honor Plans may be specifically designed to meet the healthcare needs of military service personnel and veterans.

These all-inclusive plans could potentially offer a range of health and wellness benefits within the plan’s network and possibly include benefits for using VA facilities.


Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET

Humana’s Network and Worldwide Emergency Coverage

Understanding the scope of your healthcare provider’s network and the coverage they could offer, especially during emergencies, is crucial. Humana’s network in Mississippi and its worldwide emergency coverage will likely be designed to ensure members might have access to quality healthcare services whenever and wherever they need them.


The Potential Scope of Humana’s Network in Mississippi


Humana Medicare Advantage Plans Mississippi 2025 Humana's Network and Worldwide Emergency Coverage


Humana’s network of healthcare providers in Mississippi will likely be continually evolving. It’s imperative to confirm the current validity of network providers either by contacting Humana customer service or using the online directory provided on the Humana website.

Humana offers Medicare Advantage HMO, PPO, and PFFS plans in Mississippi, each with its network of providers to access healthcare services.


Possible Benefits of Worldwide Emergency Coverage

Humana’s worldwide emergency coverage could be a significant benefit for individuals who travel, as it will likely offer essential medical services support regardless of geographical location. The coverage could ensure that travelers don’t have to avoid seeking necessary medical attention due to concerns over potential out-of-network costs, thanks to the extensive Humana network.

From potentially being able to access emergency care services when out of the network area to potentially being reimbursed for eligible emergency medical expenses that could be incurred while traveling outside of the United States, Humana’s worldwide emergency coverage has travelers covered.


Potential Financial Aspects of Choosing a Humana Plan

Choosing a healthcare plan will likely involve a careful financial evaluation. Understanding potential costs such as possible premiums, co-pays, and out-of-pocket maximums could help you make an informed decision about which plan best fits your budget.


Understanding Your Medicare Part B Premium

When enrolling in a Humana Medicare Advantage Plan, it’s important to remember that this does not eliminate the need to pay the Medicare Part B premium. This cost is in addition to any premiums potentially associated with some of the Humana plans.


Possible Savings with Humana’s Preferred Cost Share Pharmacies


Humana Medicare Advantage Plans Mississippi 2025 Financial Aspects of Choosing a Humana Plan


Choosing pharmacies within Humana’s preferred cost share network may lead to substantial savings on prescription drug costs. Some of these preferred pharmacies may offer lower costs for prescription drugs compared to non-preferred pharmacies.


Enrollment Services

Enrolling in a Humana Medicare Advantage Plan is a significant step toward managing your healthcare needs. Understanding the enrollment process and the support services available to you could potentially ensure a smooth transition into your new plan.


Steps to Enroll in a Humana Plan in Mississippi

Mississippi residents have several options for enrolling in a Humana Medicare Advantage Plan. They can choose to enroll during the Annual Enrollment Period (AEP) from October 15 to December 7, or they may enroll if they experience a qualifying event outside the AEP. Enrollment can be completed by contacting one of our licensed agents, who can provide comprehensive information, personalized guidance, and ongoing assistance to navigate the enrollment process for private insurance companies, making it easier for beneficiaries to make informed decisions about their healthcare. You can reach them at 1-844-350-0776 (TTY user 711) Mon-Fri 8am-9pm Est.


Accessing Humana Insurance Services

Once enrolled, Humana members will likely have access to a range of support services. These could include:

  • Customer support through phone, online chat, email


  • Managing accounts through the secure Humana member portal or mobile app


  • Assistance with questions regarding potential plan benefits, claims, billing, and finding in-network providers.


Community Impact and Possible Benefits

Humana’s commitment will likely extend beyond providing healthcare coverage. Humana may also participate in community outreach and could offer additional benefits that may contribute to the overall well-being of their members.


CenterWell Health Care Services

CenterWell Senior Primary Care, part of Humana’s brand, will likely expand its reach in Mississippi and the NJ, NY, and OH regions. The healthcare provider will likely focus on the primary care needs of seniors, employing board-certified physicians and care teams that develop personalized health plans to achieve optimal health for each senior patient.


Possible Extra Benefits Beyond Medical Coverage

Humana might go above and beyond by offering potential additional benefits beyond standard medical coverage. One possible benefit is the over-the-counter (OTC) allowance, which could allow members to purchase OTC medications and health-related items such as:

  • Pain relievers


  • Allergy medication


  • Vitamins and supplements


  • First aid supplies


  • Personal care items


This OTC allowance could help members save money on essential health products.

This enhancement in healthcare experience will likely support self-care, preventative health measures, and putting health first.



Navigating the healthcare landscape might be complex, but with the right guidance and information, you can make informed decisions that best serve your healthcare needs. Humana’s Medicare Advantage Plans in Mississippi will likely offer a variety of plan options, and possible additional benefits, and could provide support services to help you manage your health and wellness.


Compare plans & rates for 2025
Enter Zip Code


Frequently Asked Questions


What is new with Humana in 2025?

The plans for 2025 have not been released yet, but make sure to keep checking back to this website for updated and additional information.


What is the difference between Humana’s HMO and PPO plans?

The main difference between Humana’s HMO and PPO plans is that an HMO requires a primary care physician and referrals for specialists, while a PPO allows members to see any healthcare provider without referrals.


What is the significance of the annual Medicare contract renewal?

The annual Medicare contract renewal is significant because it may affect the availability and specifics of Humana’s plans, and enrollment in member’s Medicare Advantage Plans depends on it.


call now

Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET