Understanding Aetna Medicare Advantage Plans
Aetna, a CVS Health company, has carved a niche for itself in the healthcare industry by offering health solutions through its provision of Medicare Advantage plans.

These plans, tailored to seniors, offer comprehensive health insurance coverage that addresses their specific needs.
In 2025, Aetna Medicare Advantage maintains its reputation as a strong choice, equipping seniors with dependable healthcare alternatives. Its status as a preferred choice for many seniors underscores Aetna’s commitment to its customers.
Aetna and Humana Medicare Advantage plans have some of the highest enrollees each year due to their outstanding coverage and excellent service.
What is Medicare Advantage?
Medicare Advantage, also known as Medicare Part C, is a type of health insurance plan in the United States.
It provides Medicare benefits through a private-sector health insurer, offering seniors a comprehensive health coverage solution under a medicare contract marketed to them.
Think of it as a centralized source for all your healthcare needs, making the process of obtaining affordable care simpler within the healthcare system.
Aetna’s Role in Medicare Advantage
Aetna has emerged as a trusted provider in this realm, offering diverse Medicare Advantage plans such as HMO, PPO, and Special Needs Plans.
Their dedication to contract renewal and enrollment illustrates the commitment of this leading health solutions company to offering trustworthy health solutions to their clientele.
Key Features of Aetna Medicare Advantage Plans
A significant strength of Aetna’s Medicare Advantage plans lies in their comprehensive health coverage in some plans. These particular plans go beyond the benefits provided by Original Medicare, ensuring that seniors have access to a broad range of healthcare services.
Aetna Medicare Advantage plans stand out in their pursuit of affordability. Some Medicare Advantage plans include cost-saving features like $0 copays for primary care visits, preventive services, and lab tests. They also offer customization based on a member’s location, ensuring that every member gets the most suitable plan for their needs.
Prescription Drug Coverage
Some Aetna Medicare Advantage plans in 2025 may offer Medicare Part D Prescription Drug Plans under the name SilverScript, which include SmartSaver PDP, Choice PDP, and PDP options. This ensures that members have access to a variety of prescription drug coverage options to cater to their unique health needs, including a suitable prescription drug plan.

The SilverScript SmartSaver PDP stands out with its $0 copays and $0 deductible on Tier 1 drugs. It offers a 90-day supply of Tier 1 drugs at no cost through standard mail-order delivery or at a preferred retail pharmacy.
Meanwhile, the SilverScript Choice PDP offers $2 copays for Tier 1 drugs and a potential $0 monthly plan premium for those qualified for Extra Help.
The SilverScript Plus PDP offers $0 copays for Tier 1 and Tier 2 drugs and additional gap coverage.
Dental, Vision, and Hearing Coverage
Aetna Medicare Advantage plans for 2025 may also include preventive dental care such as oral exams, cleanings, and X-rays.
Certain plans even cover comprehensive services like fillings and extractions, ensuring that members can maintain their oral health without any financial stress.
When it comes to vision and hearing, Aetna doesn’t fall short. Vision benefits include one annual routine exam and an allowance for prescription eyewear. Most plans also feature coverage for hearing aids in partnership with NationsHearing, with full coverage for an annual routine hearing exam and fitting.
This comprehensive coverage for dental, vision, and hearing enriches the overall healthcare services available to Aetna Medicare Advantage members.
Wellness Services and Fitness Benefits
Aetna Medicare Advantage members can take advantage of the SilverSneakers fitness membership, included in both HMO and PPO plans. This membership grants access to various fitness activities at over 15,000 facilities across the nation, including:
- Gym facilities
- Exercise classes
- Swimming pools
- Walking tracks
- Yoga and Pilates classes
This program encourages members to stay active and healthy.
In addition to fitness benefits, members also have access to an Annual Wellness Visit after the first year with Medicare Part B, as well as a ‘Welcome to Medicare’ visit within the first 12 months. These visits focus on preventive care and screening, fundamental for early issue detection and long-term health planning.
The Aetna Health℠ app enriches members’ healthcare experience by providing personalized recommendations based on family history screening, aiding early identification of potential inherited health conditions.