Humana Choice PPO 2025

Navigating your Humana Medicare Advantage plans for 2025? Discover the specifics of the Humana Choice PPO 2025 plan, including coverage updates, cost details, and enrollment procedures.

Find out more about Medicare Advantage PPO plans in 2025. Our guide cuts through the complexity to arm you with the information necessary for tailored healthcare planning.


Key Takeaways

  • Humana Choice PPO 2025 expands Medicare coverage, offering flexibility with preferred provider options and including prescription drugs, with additional dental, vision, and hearing benefits.


  • Costs, coverage, and benefits of Humana Choice PPO 2025 vary by geographic location, and utilization of lower cost preferred pharmacies can significantly reduce prescription drug expenses.


  • Enrollment for Humana Choice PPO 2025 is straightforward and supported by resources like free language interpreter services, with special considerations like TennCare for Tennessee residents, while adhering to non-discrimination and inclusivity policies.

Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET

Understanding Humana Choice PPO 2025

Humana Choice PPO is a preferred provider organization plan that offers extensive coverage for medical services, prescription drugs, and additional benefits like dental, vision, and hearing. The plan is inclusive in its coverage, incorporating all the benefits of Medicare Parts A and B, and in many cases, prescription drug coverage.


Humana medicare advantage ppo



However, you should bear in mind that the Humana Choice PPO 2025 is part of a broader healthcare solutions ecosystem offered by Humana. Knowing how these various options interact with the Humana Choice PPO 2025 plan is central to optimizing your healthcare coverage.


Medicare Advantage HMO PPO

Medicare Advantage plans can be broadly categorized into HMO and PPO plans. HMO plans are characterized by lower monthly premiums and reduced out-of-pocket expenses compared to PPO plans.

However, PPO plans offer greater flexibility in selecting healthcare providers, albeit at a higher premium.

HMO Medicare Advantage plans work by replacing Original Medicare and establishing contracts with healthcare providers who agree to accept predetermined payment rates for services.

On the other hand, PPO Medicare Advantage plans offer coverage for both in-network and out-of-network healthcare services, providing the flexibility to choose healthcare providers.


Dual Eligible Special Needs Plans

Humana offers Dual Eligible Special Needs Plans (D-SNPs) for individuals who are eligible for both Medicare and Medicaid.

These plans provide additional benefits, such as prescription drug coverage, and coordinate Medicare and Medicaid benefits, offering a Healthy Foods Card for purchasing nutritious groceries and additional dental, vision, and hearing benefits from 2025 onwards.

To be eligible, individuals must meet the criteria for both Medicare and Medicaid. These plans are available in various states, including md me mi mn and:


  • NY
  • OH
  • OR
  • PA


Thus making it a viable option for those who qualify for both federal programs based on their status military or veteran.


Stand Alone Prescription Drug Plans

Humana offers three stand-alone prescription drug plans: Humana Walmart Value Rx Plan™ (PDP), Humana Premier Rx Plan™ (PDP), and Humana Basic Rx Plan™. These plans provide coverage for a wide range of prescription drugs, including access to preferred mail-order cost-sharing pharmacies.

These stand-alone prescription drug plans offer options not present in Original Medicare, such as varying cost structures and coverage options, including low- or no-cost deductibles.

Beneficiaries can enroll in these plans through various methods, including online enrollment using the Medicare plan finder tool, contacting the plan directly, or reaching out to 1-800-Medicare.


Costs, Coverage, and Benefits Vary by Location

Keep in mind that the costs, coverage, and benefits of Humana Choice PPO 2025 can fluctuate significantly based on your location. Depending on your geographical area, the Medicare Advantage program, encompassing Medicare Parts A and B, may offer supplementary benefits.


Humana choice ppo summary of benefits 2024



This variability is due to the fact that costs for Medicare Advantage plans are contingent upon the plan, location, and individual health requirements. Furthermore, the benefits provided by Humana Choice PPO 2025 may differ as the coverage extends to 49 states, Washington, D.C., and Puerto Rico, encompassing a substantial number of U.S. counties.


Lower Cost Preferred Pharmacies

Among the many ways to minimize your healthcare costs is to utilize preferred pharmacies for your prescription needs.

The preferred pharmacies for Humana Choice PPO 2025 include CenterWell Pharmacy for mail-order and various retail locations such as Walmart, Walmart Neighborhood Market, Sam’s Club, Publix, and H-E-B.

Choosing these preferred pharmacies can greatly lower your prescription drug expenses. Additionally, choosing generic medications when available can also lead to substantial savings. To find a preferred pharmacy near you, you can utilize the Humana pharmacy finder tool available on their website.


Pharmacies in Urban Areas

The accessibility of pharmacies, particularly in urban areas, can significantly impact your healthcare coverage. Approximately 62.8% of all pharmacy locations in urban areas belong to pharmacy chains, providing convenient access to prescription medications for city residents.

In fact, 88.9% of the U.S. population resides within 5 miles of a community pharmacy, indicating a robust urban pharmacy network.

This extensive network of pharmacies, especially preferred cost-share pharmacies, allows Humana Medicare members to secure their prescriptions at a more economical price, adhering to the cost-effective approach of the Humana Choice PPO 2025 plan.

Compare plans & rates for 2025

Enter Zip Code



Navigating Enrollment and Plan Changes

The process of enrolling in the Humana Choice PPO 2025 plan is uncomplicated. Just follow these steps:


  1. Select the plan on the Humana website.
  2. Adhere to the provided prompts.
  3. Access all the essential documents and forms related to coverage, such as disenrollment and claims forms, to ensure a smooth enrollment process.


The enrollment period for Humana Choice PPO 2025 is from October 15 to December 7 each year.


Humana choice ppo providers



If you need to modify your Humana Choice PPO 2025 plan, you can do so during the Medicare Open Enrollment Period from October 15 to December 7, and the Medicare Advantage Open Enrollment Period from January 1 through March 31.


Free Language Interpreter Services

Humana provides free language interpreter services to its members. These services, available in over 150 languages, can assist members who require language support or do not speak English, enabling them to inquire about and obtain information regarding their health or drug plans.

These services are accessible from 8 a.m. to 8 p.m., Eastern time, allowing members to receive assistance in their preferred language within these hours, covering regions like ca ct dc de.

Humana also offers complimentary language interpreter services for members who have hearing impairments, ensuring they have access to necessary support during enrollment and plan changes.


Tennessee Residents Notice: TennCare

Tennessee residents should be aware of the following:


  • TennCare, the Medicaid program in the state, operates separately from Medicare
  • Some individuals may be eligible for both TennCare and Medicare Advantage
  • A special enrollment period extends until November 30, 2025, for Tennessee residents interested in the Humana Choice PPO 2025 plan.


Moreover, Tennessee residents covered by the Humana Choice PPO 2025 plan and also enrolled in TennCare can access benefits like the Healthy Options allowance for qualifying essential living expenses, as well as dental, vision, and hearing coverage.

This provides a comprehensive healthcare solution for eligible Tennessee residents, especially with the addition of the Tennessee HMO plan, which has achieved a 5-star rating for 2025 on CMS’s 5-star rating system.

Non-Discrimination and Inclusivity Policies

A cornerstone of Humana’s healthcare approach is its commitment to non-discrimination and inclusivity. The company’s official policy is not to discriminate against any employee or job applicant due to factors like:


  • race
  • color
  • religion
  • origin age disability sex
  • sexual orientation
  • gender identity or expression transgender
  • national origin
  • age
  • disability sex sexual orientation
  • expression transgender status marital
  • genetic information
  • disability
  • military or veteran status or religion


These policies extend to healthcare services, with Humana and its subsidiaries striving to foster a discrimination-free environment. These efforts have paid dividends, with Humana achieving a top score in the Human Rights Campaign Foundation’s Corporate Equality Index.

Their inclusivity policy contributes to improved healthcare outcomes by supporting members to access more comprehensive care from physicians in value-based agreements.


From its comprehensive coverage and varied benefits to its commitment to non-discrimination and inclusivity, Humana Choice PPO 2025 has proven itself to be a reliable and robust healthcare solution.

Its ability to provide a diverse array of plan options, including Medicare Advantage HMO PPO, Dual Eligible Special Needs Plans, and Stand Alone Prescription Drug Plans, gives members the flexibility and freedom to choose the right healthcare coverage for their specific needs.

However, it’s important to remember that the costs, coverage, and benefits can vary based on your location.

Understanding these differences, utilizing preferred pharmacies, and staying informed about enrollment periods and plan changes can ensure that you make the most of the Humana Choice PPO 2025 plan. Remember, the path to good health starts with informed decisions.

Compare plans & rates for 2025

Enter Zip Code



Frequently Asked Questions


What is new for Humana 2025?

In 2025, all Humana Medicare Advantage plans include dental, vision, and hearing benefits, providing more comprehensive coverage for members.


Is Humana Choice PPO a Medicare replacement plan?

Yes, Humana Choice PPO is a Medicare Advantage PPO plan with a Medicare contract, and enrollment in the plan depends on contract renewal.


What type of plan is Humana ChoiceCare?

Humana ChoiceCare is a Preferred Provider Organization (PPO) health plan, providing a large network of healthcare providers and the freedom to choose any primary care physician or specialist. This plan allows you to visit any doctor, specialist, or hospital to help maintain your health.


What are the differences between HMO and PPO Medicare Advantage plans?

HMO plans have lower premiums and reduced out-of-pocket expenses, while PPO plans offer more flexibility in choosing healthcare providers. Consider your preferences and healthcare needs when choosing between the two.


What are Dual Eligible Special Needs Plans?

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans tailored to individuals eligible for both Medicare and Medicaid, offering specific benefits.

Get Started Now

We can help make the process of finding the right Medicare Advantage plan easy.

To get started enter your zip code above to compare plans in your area, and even enroll online yourself!

Or, call us today to speak to one of our licensed insurance agents who can answer your questions and help find the best plan to fit your needs.

Medicare Advantage plans 2025 agents

Compare Medicare Plans

Find a plan to fit your needs


Speak with a licensed insurance agent

TTY 711

Mon-Fri : 8am-9pm ET